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Tenders›Financial & insurance services · PL

Udzielenie i obsługę kredytu długoterminowego na finansowanie planowanego deficytu budżetu do kwoty 8 395 327,00 zł.

Poland · Włoszczowa · how to bid here →

Your path to submission

  1. Deadline: 19 October at 00:00 — 39 days left.
  2. The submission point is stated in the notice (link on the right).
  3. Offer and evidence in: POL.
  4. Collect your evidence — the eligibility requirements are listed above; for many of them the analysis explains how to obtain them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

Clement What the numbers say about this buyer

  • In this sector the buyer awards roughly every 7 months (5 awards, most recently November 2025) — by that rhythm the next award was due around June 2026. The last award went to Powszechna Kasa Oszczędności Bank Polski S.A..n = 5
  • 30% of this buyer's awards went to companies that had already won here before (75 awards since 2018, spread over 43 companies). 70% went to new names.n = 75 awards since 2018
  • The median procedure drew 2 bids (9 procedures with a bid count); 44% ended with a single bidder. Sector: median 2 bids.n = 9
  • 5% of awards went to companies from abroad (75 awards with a known winner country). Sector average: 1%.n = 75

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 09/09/2026.

Clement
When comparable contracts were last awarded here, usually only 2 offers came in — a solid bid has real chances.
References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Foreign bidders

In Poland · Financial & insurance services, 81 contracts went to foreign companies over the last 3 years (of 15,963 recorded awards) — mostly from France, Germany, Bulgaria.

Typical field: median 2 (from 2,634 awards).

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

What the buyer is looking for

Przedmiotem zamówienia jest udzielenie Gminie Włoszczowa i obsługa kredytu długoterminowego w wysokości do 8 395 327,00 zł. Celem zaciągnięcia kredytu do wysokości 8 395 327,00 zł jest pokrycie planowanego deficytu budżetu Gminy Włoszczowa. Okres spłaty rat kapitałowych kredytu: marzec 2028r. - grudzień 2040 r. (kwartalnie). Bank postawi do dyspozycji Zamawiającego kredyt niezwłocznie po zawarciu umowy, jednak nie później niż do 31.12.2026 r. Zamawiający nie przewiduje możliwości spłaty rat kredytu w walutach obcych. Wszelkie naliczenia pomiędzy wykonawcą a zamawiającym będą dokonywane w złotych polskich (PLN).

Description as published (DE).

Selection criteria — in the procurement documents

The buyer states in the notice that the selection criteria are in the procurement documents (link on the right), not in the EU form. The document analysis below extracts them from there — bid and evidence in POL.

Contract

BuyerGmina Włoszczowa
TypeServices
Estimated valuevalue not published
Published9 September 2026
CategoryFinancial & insurance services · CPV 66113000

Who has won here before

CompanyAwardsPeriod
Zakład Budowlano - Drogowy DUKT Sp. z o. o., Sp. komandytowa112021–2026
Eko Bud Hurtownia i Usługi Budowlanego32025–2026
Monika Ślęzak F.H.U. MS KRUSZ22022–2023
PPHU "RADEX" Krystian Tarnowski22023–2024
Przedsiębiorstwo Budowlane "Budomont" Sp. z o.o.22021–2026
From 13.7M documented awards · regular winners know this buyer's requirements — that is your competition.

How often this buyer tenders this

20231
20242
20253
20261

Who knows the rhythm prepares instead of reacting.

·
days until the deadline — Monday 19 October at 00:00

How to bid

Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.

Read the full notice — Original + documents
Goes directly to this tender on TED — Tenders Electronic Daily. The full specification and all annexes are there.
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