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Tenders›Financial & insurance services · PL

Długoterminowy kredyt bankowy z przeznaczeniem na spłatę wcześniej zaciągniętych kredytów

Poland · Niegowa · how to bid here →

Your path to submission

  1. Deadline: 17 September at 08:00 — 7 days left.
  2. You submit on eZamówienia — not here and not by e-mail. ↗ Submission via eZamówienia: account required; above the EU threshold a qualified signature, nationally the 'trusted signature' often suffices — check the wording. Sort out account and signature first — not on submission day.
  3. Collect your evidence — the eligibility requirements are listed above; for many of them the analysis explains how to obtain them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

Clement What the numbers say about this buyer

  • In this sector the buyer awards roughly every 14 months (6 awards, most recently June 2025) — by that rhythm the next award was due around August 2026. The last award went to BANK SPÓŁDZIELCZY W ŻORACH.n = 6
  • 30% of this buyer's awards went to companies that had already won here before (48 awards since 2021, spread over 32 companies). 70% went to new names.n = 48 awards since 2021
  • Not one of the 48 awards with a known winner country has gone to a foreign company so far. Sector average: 1%.n = 48

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 10/09/2026.

Clement
When comparable contracts were last awarded here, usually only 2 offers came in — a solid bid has real chances.
References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Foreign bidders

In Poland · Financial & insurance services, 81 contracts went to foreign companies over the last 3 years (of 15,965 recorded awards) — mostly from France, Germany, Bulgaria.

Typical field: median 2 (from 2,945 awards).

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

What the buyer is looking for

Przedmiotem zamówienia jest udzielenie Gminie Niegowa długoterminowego kredytu bankowego z przeznaczeniem na spłatę wcześniej zaciągniętych kredytów, w wysokości 1 293 050,00 zł (jeden milion dwieście dziewięćdziesiąt trzy tysiące pięćdziesiąt złotych )

Description as published (DE).

Contract

BuyerGMINA NIEGOWA
TypeServices
Estimated valuenot published — common for below-threshold procedures
Published9 September 2026
CategoryFinancial & insurance services · CPV 66113000-5

Who has won here before

CompanyAwardsPeriod
DROŚ-SAWICKI Sp. z o.o. sp.k42022–2026
Firma Handlowo Usługowa JUL-BUD Łukasz Pałęga42023–2025
Bank Spółdizelczy w Żorach32021–2025
FARGO INVEST SP. ZO.O.32024–2026
Interhandler Sp. z o.o.22025
From 13.7M documented awards · regular winners know this buyer's requirements — that is your competition.

How often this buyer tenders this

20211
20231
20243
20253
20261

Who knows the rhythm prepares instead of reacting.

·
days until the deadline — Thursday 17 September at 08:00

How to bid

Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.

Read the full notice — Original + documents
Goes directly to this tender on eZamówienia. The full specification and all annexes are there.
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