How much competition does a tender for Financial & insurance services in Croatia face?
A median of 2 bids per procedure; 46% of procedures ended with a single bidder (181 awards with a bid count). National average for Croatia across all sectors: 2.8 bids.
Search open tenders in this sector · Country guide Croatia
The market norm in numbers
| Metric | Sector | National average | Sample |
|---|---|---|---|
| Bids per procedure (median) | 2 | 2.8 | 181 |
| Procedures with a single bidder | 46 % | 28 % | 181 |
| Awards to a repeat winner | 77 % | 78 % | 408 |
| Distinct winners | 37 | 5,442 | 415 |
| Awards to companies from abroad | 0 % | 2 % | 415 |
| Award relative to estimate (median) | 83 % | 84 % | 133 |
| Notice to award (median) | – | – | 0 |
| Bids from SMEs | 6 % | 317 % | 181 |
| Bids from abroad | 1 % | 7 % | 181 |
| Weight of price in award criteria (median) | – | – | 0 |
How to read these numbers
Of 31 sectors in Croatia with a bid count, Financial & insurance services ranks 15 for competition. Every second tender effectively ends without competition — showing up often wins. 77% of awards went to companies that had already won with the same buyer — the incumbent is the rule, newcomers need a price or quality edge.
Other sectors in the same country
- Medical equipment & pharma4 · 10,073
- Construction work3 · 2,109
- Architecture & engineering3 · 2,052
- Repair & maintenance1 · 1,660
- Food & beverages4 · 1,547
- Petroleum & fuels2 · 1,351
- IT services1 · 1,298
- Transport equipment2 · 1,247
- Office & computing machinery4 · 1,227
- Environment & sanitation2 · 1,129
- Furniture & furnishings4 · 855
- Agricultural services3 · 743
Frequently asked questions
How many bidders does a tender for Financial & insurance services in Croatia get?
A median of 2 bids per procedure, measured on 181 awards with a bid count since 2023. 46% of procedures had a single bidder.
How often does the incumbent win in Croatia?
77% of awards in Financial & insurance services went to a company that had already won with the same buyer.
Do foreign companies stand a chance in Croatia for Financial & insurance services?
0% of awards went to companies based outside Croatia.
What share of the estimate does the winner get in Financial & insurance services?
The award came in at a median 83% of the estimated value.
How much does price count for Financial & insurance services in Croatia?
Not enough weighted notices for this sector yet.
Where the numbers come from
From the documented awards of every portal we read (TED and the national portals), aggregated every night. Bid counts come from the award notices themselves (TED BT-759, PLACSP, OCDS, Hilma, ANAC); incumbency counts whether the winner had won with the same buyer before; abroad means the winner's country differs from the buyer's. Metrics below the minimum sample are not shown.
As of 08/09/2026 · n = 415