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"Grant of long-term credit in the amount of 5,214,270.00 PLN for the repayment of previously incurred liabilities of the Municipality of Ropczyce"
„Udzielenie kredytu długoterminowego w kwocie 5 214 270, 00 zł na spłatę wcześniej zaciągniętych zobowiązań Gminy Ropczyce” — original title
Your path to submission
- Deadline: 5 November at 10:00 — 4 days left.
- The submission point is stated in the notice (link on this page).
- Offer and evidence in: Polish.
- Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.
What the buyer is looking for
1. The subject of the contract is: long-term loan service in the amount of PLN 5,214,270.00 (in words: five million two hundred and fourteen thousand two hundred and seventy zlotys 00/100), incurred to repay previously incurred liabilities of the Ropczyce Commune. 2. The loan should be available in one tranche from the next day from the date of signature of the contract until 31.12.2026. 3. The loan will be repaid within: from 01/01/27 to 31/12/2037 (period 132 months). 1) by 31/12/2027 – PLN 50 000.00, 2) by 31/12/2028 – PLN 50 000.00, 3) by 31/12/2029 – PLN 50 000.00, 4) by 31/12/2030 – PLN 100 000.00, 5) by 31/12/2031 – PLN 100 000.00, 6) by 31/12/2032 – PLN 100 000.00, 7) by 31/12/2033 – PLN 150 000.00, 8) by 31/12/2034 – PLN 250 000.00, 9) by 31/12/2035 – PLN 1 000 000.00, 10) by 31/12/2036 – PLN 1 500 000.00, 11) by 31/12/2037 – PLN 1 864 270.00. 4. The grace period for repayment…
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… of the loan covers the time from the date of signing the contract to 31.12.2026. 5. The interest on individual tranches of the loan will be repaid in monthly installments, counting from the month following the month in which the tranche will be released. 6. The loan will be secured by a blank promissory note together with a promissory note declaration. 7. The interest rate will be variable based on the base rate – WIBOR 1M, quoted on the last working day of the month preceding the accounting month (rounded to two decimal places). 8. Fixed margin of the bank (as defined in Annex 1 to the tender specification), not subject to change throughout the period of performance of the contract. 9. In addition, in order to calculate the price in the tender, it is necessary to take into account: 1) that the loan will be used in full by the Ordering Party on 31.12.2026, 2) that interest starts from 01.01.2027 until the end of repayment of the contract according to the provisions of the contract, 3) the fixed WIBOR 1M rate over the entire loan period calculated on the basis of the average for the period from 01.09.2026 to 04.09.2025, i.e. 3,75%. 10. The Ordering Party reserves the right to repay the loan earlier without additional fees and commissions. 11. The Ordering Party reserves the right to use part of the loan placed at its disposal. 12. The Ordering Party informs that on the website of the Public Information Bulletin https://ropczyce.bip.net.pl in the Budget tab, documents were made available for preliminary examination of creditworthiness, i.e. reports, opinions, resolutions.
Contract
Type of service
Clement What the numbers say about this buyer
- In this sector the buyer awards roughly every 10 months (9 awards, most recently January 2026) — the next award is due around December 2026 by that rhythm. The last award went to TOWARZYSTWO UBEZPIECZEŃ I REASEKURACJI „WARTA” S.A.n = 9
- 50% of this buyer's awards went to companies that had already won here before (210 awards since 2015, spread over 98 companies). That is well above the sector norm (30%) — newcomers have a harder time here than elsewhere.n = 210 awards since 2015
- The median procedure drew just one bid (14 procedures with a bid count); 64% ended with a single bidder. Sector: median 2 bids.n = 14
- Across 5 procedures with structured selection criteria, this buyer most often required: References: supplies (5 of 5), Minimum number of managers (5 of 5).n = 5
- Not one of the 210 awards with a known winner country has gone to a foreign company so far. Sector average: 1%.n = 210
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 25/10/2026.
Selection criteria — in the procurement documents
The buyer states in the notice that the selection criteria are in the procurement documents (link on this page), not in the EU form. The document analysis below extracts them from there — bid and evidence in Polish.
Tender documents — direct download
Who has won at this buyer so far
Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.
| Company | Awards | Period |
|---|---|---|
| Usługi Budowlano-Drogowe Robert Darłak | 16 | 2021–2026 |
| TRANSHEN Paweł Sołdan | 14 | 2021–2026 |
| Usługi- Brukarsko- Budowlano- Handlowe Jan Wrona | 11 | 2022–2025 |
| Usługi Transportowe Jan Cabaj | 9 | 2021–2026 |
| F.U.H. GRZEGORZ OZGA | 8 | 2021–2026 |
How often this buyer tenders this kind of work
Tactics
When this buyer has awarded in this sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 3 completed awards — not a statement about this procedure.)
This procedure allows 35 days between publication and deadline — typical in this country is 20 (median of 8,613 procedures). Much more generous than usual — time for a thorough bid rather than a quick one.
Foreign bidders
In Poland · Financial & insurance services, 83 contracts went to foreign companies over the last 3 years (of 16,297 recorded awards) — mostly from France, Germany, Bulgaria.
Submission language: Polish.
How to bid
Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.
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