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Taking out a long-term loan in the amount of up to PLN 9,000,000.00 to cover the planned budget deficit of Gmina Oświęcim
Zaciągnięcie kredytu długoterminowego w kwocie do 9.000.000,00 zł na pokrycie planowanego deficytu budżetu Gminy Oświęcim — original title
Your path to submission
- Deadline: 3 November at 10:00 — 2 days left.
- The submission point is stated in the notice (link on this page).
- Offer and evidence in: Polish.
- Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.
What the buyer is looking for
1. The purpose of taking out a loan of up to PLN 9,000,000.00 is to finance the planned budget deficit of the Oświęcim Commune. 2. The decision to take out a long-term loan in the amount of PLN 9 000 000.00 was taken by the Oświęcim Municipal Council by Resolution XXX/236/26 of 20 May 2026 on the basis of Article 18(2)(9)(c) and Article 58 of the Municipal Government Act of 8 March 1990 (Journal of Laws 2026, item 662) and Article 89(1)(2) and (3) of the Public Finance Act of 27 August 2009 (Journal of Laws 2025, item 1483 as amended). 3. Deadline for performance of the contract: up to 145 months, but not earlier than from the conclusion of the agreement until the final repayment of the loan expected for December 2038. The repayment of capital instalments resulting from the loan agreement will take place quarterly in the period from March 2027 to December 2038. 4. Planned date of…
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… conclusion of the contract: December 2026. 5. The Bank shall place the loan at the Ordering Party's disposal immediately after the conclusion of the agreement, but not later than by 31.12.2026. A detailed description of the subject-matter of the contract is contained in Annex 1 to the SWZ 7. The Ordering Party does not provide for the possibility of repaying loan installments in foreign currencies. All calculations between the contractor and the ordering party will be made in Polish zlotys (PLN).
Contract
Type of service
Clement What the numbers say about this buyer
- 45% of this buyer's awards went to companies that had already won here before (160 awards since 2017, spread over 72 companies). That is well above the sector norm (30%) — newcomers have a harder time here than elsewhere.n = 160 awards since 2017
- The median procedure drew 2 bids (25 procedures with a bid count); 40% ended with a single bidder. Sector: median 2 bids.n = 25
- 3% of awards went to companies from abroad (160 awards with a known winner country). Sector average: 1%.n = 160
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 31/10/2026.
Selection criteria — in the procurement documents
The buyer states in the notice that the selection criteria are in the procurement documents (link on this page), not in the EU form. The document analysis below extracts them from there — bid and evidence in Polish.
Tender documents — direct download
Who has won at this buyer so far
Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.
| Company | Awards | Period |
|---|---|---|
| Krzysztof Wysogląd prowadzący działalność gospodarczą pn. KONKRET Krzysztof Wysogląd | 14 | 2021–2026 |
| Zakład Usług Komunalnych Spółka z o.o. | 8 | 2021–2025 |
| Rejon Robót Drogowych DROG -BUD Sp. z o.o. | 8 | 2022–2025 |
| Poczta Polska S.A. | 5 | 2022–2025 |
| Tetla Szymon DROGRÓD | 5 | 2022–2025 |
How often this buyer tenders this kind of work
Tactics
When contracts were awarded in this country and sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 3,095 completed awards — not a statement about this procedure.)
This procedure allows 39 days between publication and deadline — typical in this country is 20 (median of 8,613 procedures). Much more generous than usual — time for a thorough bid rather than a quick one.
Foreign bidders
In Poland · Financial & insurance services, 83 contracts went to foreign companies over the last 3 years (of 16,297 recorded awards) — mostly from France, Germany, Bulgaria.
Submission language: Polish.
How to bid
Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.
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