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Tenders›Financial & insurance services · FI

Maksukortin hankinta

Finland · how to bid here →

Your path to submission

  1. Deadline: 28 September at 09:00 — 22 days left.
  2. You submit on Hilma — not here and not by e-mail. ↗
  3. Collect your evidence — the eligibility requirements are listed above; for many of them the analysis explains how to obtain them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

Clement What the numbers say about this buyer

  • The median procedure drew 14 bids (288 procedures with a bid count); 6% ended with a single bidder. Sector: median 3 bids.n = 288
  • In this sector the buyer awards roughly every 13 months (5 awards, most recently March 2024) — by that rhythm the next award was due around April 2025. The last award went to Pohjola Vakuutus Oy (1458359-3)//Lähitapiola Keskinäinen Vakuutusyhtiö.n = 5
  • 19% of this buyer's awards went to companies that had already won here before (929 awards since 2020, spread over 751 companies). 81% went to new names.n = 929 awards since 2020
  • The award came in at a median 100% of the estimated value (154 awards with both estimate and value) — pricing at the estimate is usually about right here. Sector: 100%.n = 154
  • 1% of awards went to companies from abroad (929 awards with a known winner country). Sector average: 2%.n = 929

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 06/09/2026.

Clement
References and certificates from your home country count fully across the EU — that is what European procurement law is for.
The Russia sanctions declaration (Art. 5k) comes with nearly every procedure — a formality, but missing it means exclusion.

Foreign bidders

In Finland · Financial & insurance services, 8 contracts went to foreign companies over the last 3 years (of 715 recorded awards).

Typical field: median 3 (from 192 awards).

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

Contract

BuyerEspoon kaupunki
TypeServices
Estimated valuenot published — common for below-threshold procedures
Published19 October 2020
CategoryFinancial & insurance services · CPV 66000000

Who has won here before

CompanyAwardsPeriod
Wihuri Oy92023–2026
Trimble Solutions Oy62021–2023
Pure Talotekniikka Oy52025–2026
km-tekniikka Oy42025
Mankkaan Taksi Oy42021–2022
From 13.7M documented awards · regular winners know this buyer's requirements — that is your competition.

How often this buyer tenders this

20202
20213
20221
20233
20242

Who knows the rhythm prepares instead of reacting.

22
days until the deadline — Monday 28 September at 09:00

How to bid

Open Hilma and search there for:
56296
The notice carries this number on the portal. If the search finds nothing, try the title or the buyer.
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