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Granting of long-term credit
Udzielenie kredytu długoterminowego — original title
Your path to submission
- Deadline: 5 November at 09:00 — 4 days left.
- The submission point is stated in the notice (link on this page).
- Offer and evidence in: Polish.
- Collect your evidence — use the eligibility analysis on this page: it lists the requirements and, for known certificates, how to get them.
What the buyer is looking for
Granting and servicing a long-term PLN loan in the amount of PLN 3,950,000.00 (in words: three million nine hundred fifty thousand PLN) to finance the planned budget deficit of the municipality · Granting and servicing a long-term PLN loan in the amount of 3.950.000,00 0 PLN (in words: three million nine hundred fifty thousand PLN) to finance the planned budget deficit of the municipality
Contract
Type of service
Clement What the numbers say about this buyer
- In this sector the buyer awards roughly every 12 months (4 awards, most recently November 2025) — the next award is due around November 2026 by that rhythm. The last award went to BANK SPÓŁDZIELCZY W NOWYM SĄCZU.n = 4
- 27% of this buyer's awards went to companies that had already won here before (112 awards since 2019, spread over 75 companies). 73% went to new names.n = 112 awards since 2019
- The median procedure drew just one bid (9 procedures with a bid count); 56% ended with a single bidder. Sector: median 2 bids.n = 9
- 3% of awards went to companies from abroad (112 awards with a known winner country). Sector average: 1%.n = 112
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 27/10/2026.
Selection criteria — in the procurement documents
The buyer states in the notice that the selection criteria are in the procurement documents (link on this page), not in the EU form. The document analysis below extracts them from there — bid and evidence in Polish.
Eligibility analysis from the tender documents
Tender documents — direct download
Who has won at this buyer so far
Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.
| Company | Awards | Period |
|---|---|---|
| Zakład Usługowo Produkcyjny KAM-BET Krzysztof Rolka | 5 | 2022–2024 |
| Firma Elektryczna i Teletechniczna Kamil Jasiński | 4 | 2021–2024 |
| Zakład Remontowo-Budowlany Wiesław Czop | 4 | 2021–2023 |
| BANK SPÓŁDZIELCZY W NOWYM SĄCZU | 4 | 2021–2025 |
| FIRMA HANDLOWO - USŁUGOWA FEDKO Spółka Jawna | 4 | 2023–2024 |
How often this buyer tenders this kind of work
Tactics
When contracts were awarded in this country and sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 3,095 completed awards — not a statement about this procedure.)
This procedure allows 8 days between publication and deadline — typical in this country is 20 (median of 8,613 procedures). Much tighter than usual: the first week counts.
Foreign bidders
In Poland · Financial & insurance services, 83 contracts went to foreign companies over the last 3 years (of 16,297 recorded awards) — mostly from France, Germany, Bulgaria.
Submission language: Polish.
How to bid
Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.
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