How to bid in this country: portals, deadlines, thresholds →
Mortgage financial service
Servizio finanziario mutuo — original title
Your path to submission
- Deadline: 27 November at 10:00 — 26 days left.
- The submission point is stated in the notice (link on this page).
- Offer and evidence in: Italian.
- Collect your evidence — use the eligibility analysis on this page: it lists the requirements and, for known certificates, how to get them.
What the buyer is looking for
OPEN PROCEDURE FOR THE FINANCIAL SERVICE CONCERNING THE CONTRATION OF SUCCESSFUL CHIROGRAPHIC MUTUAL CONTRACTS IN TWO LOTS · Financial service relating to the contraction of a 20-year loan
Contract
Type of service
Clement What the numbers say about this buyer
- 53% of this buyer's awards went to companies that had already won here before (3,355 awards since 2014, spread over 1,531 companies). That is well above the sector norm (13%) — newcomers have a harder time here than elsewhere.n = 3,355 awards since 2014
- The median procedure drew just one bid (1,522 procedures with a bid count); 63% ended with a single bidder. Sector: median 4 bids.n = 1,522
- The award came in at a median 33% of the estimated value (38 awards with both estimate and value) — pricing at the estimate is usually too high here. Sector: 56%.n = 38
- 1% of awards went to companies from abroad (3,355 awards with a known winner country). Sector average: 16%.n = 3,355
- Across 27 procedures with structured selection criteria, this buyer most often required: Professional register enrolment (22 of 27), Trade register enrolment (22 of 27), Special authorisation or membership required (21 of 27), Independent quality certificate (e.g. ISO 9001) (12 of 27).n = 27
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.
What you must prove — eligibility criteria
Tender documents — direct download
Who has won at this buyer so far
Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.
| Company | Awards | Period |
|---|---|---|
| MEDTRONIC ITALIA S.P.A. | 50 | 2024–2026 |
| ADJUTOR S.R.L. | 36 | 2024–2026 |
| STRYKER ITALIA S.R.L. | 33 | 2024–2026 |
| EFFEBI HOSPITAL S.R.L. | 29 | 2024–2026 |
| APPLIED MEDICAL FILIALE ITALIANA | 27 | 2024–2026 |
How often this buyer tenders this kind of work
Contracting authority contact
Tactics
When this buyer has awarded in this sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 3 completed awards — not a statement about this procedure.)
This procedure allows 35 days between publication and deadline — typical in this country is 34 (median of 3,981 procedures). A normal window for this market.
Foreign bidders
In Italy · Financial & insurance services, 797 contracts went to foreign companies over the last 3 years (of 4,917 recorded awards) — mostly from France, Germany, Spain.
Submission language: Italian.
How to bid
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