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Granting the Bogatynia Commune a long-term loan in the amount of PLN 20 000 000.00 for financing the planned budget deficit of the Bogatynia Commune and City.
Udzielenie Gminie Bogatynia kredytu długoterminowego w kwocie 20 000 000,00 zł z przeznaczeniem na finansowanie planowanego deficytu budżetu Gminy i Miasta Bogatynia. — original title
Your path to submission
- Deadline: 10 November at 10:00 — 9 days left.
- The submission point is stated in the notice (link on this page).
- Offer and evidence in: Polish.
- Collect your evidence — use the eligibility analysis on this page: it lists the requirements and, for known certificates, how to get them.
What the buyer is looking for
The subject of the contract is the granting and servicing of a long-term loan in the amount of PLN 20 000 000.00 to finance the planned budget deficit of the Commune and the City of Bogatynia. The loan will be launched once, based on the written instruction of the Ordering Party. The planned starting point of credit is 15 December 2026. The loan period lasts until 31 December 2036. The detailed terms of the contract, the method of calculating the price, the criteria for evaluating offers and the rules for concluding and implementing the contract are set out in the tender specifications and annexes.
Contract
Type of service
Clement What the numbers say about this buyer
- 100% of the bids received came from small and medium-sized enterprises (10 procedures with a bid mix). Sector: 21%.n = 10
- In this sector the buyer awards roughly every 18 months (8 awards, most recently May 2025) — by that rhythm the next award was due around October 2026. The last award went to InterRisk Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group.n = 8
- 42% of this buyer's awards went to companies that had already won here before (172 awards since 2015, spread over 93 companies). That is well above the sector norm (30%) — newcomers have a harder time here than elsewhere.n = 172 awards since 2015
- The median procedure drew just one bid (26 procedures with a bid count); 50% ended with a single bidder. Sector: median 2 bids.n = 26
- 3% of awards went to companies from abroad (172 awards with a known winner country). Sector average: 1%.n = 172
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.
Selection criteria — in the procurement documents
The buyer states in the notice that the selection criteria are in the procurement documents (link on this page), not in the EU form. The document analysis below extracts them from there — bid and evidence in Polish.
Eligibility analysis from the tender documents
Tender documents — direct download
Who has won at this buyer so far
Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.
| Company | Awards | Period |
|---|---|---|
| GMINNE PRZEDSIĘBIORSTWO OCZYSZCZANIA SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ | 20 | 2021–2026 |
| Gminne Przedsiębiorstwo Oczyszczania sp. z o. o. | 8 | 2024–2026 |
| BOGATYŃSKIE WODOCIĄGI I OCZYSZCZALNIA SPÓŁKA AKCYJNA | 7 | 2022–2026 |
| Gminne Przedsiębiorstwo Oczyszczania Sp. z o.o. | 6 | 2015–2022 |
| Przedsiębiorstwo Komunikacji Samochodowej w Leśnej Sp. z o. o. | 5 | 2022–2024 |
How often this buyer tenders this kind of work
Tactics
When contracts were awarded in this country and sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 3,095 completed awards — not a statement about this procedure.)
This procedure allows 19 days between publication and deadline — typical in this country is 18 (median of 9,435 procedures). A normal window for this market.
Foreign bidders
In Poland · Financial & insurance services, 83 contracts went to foreign companies over the last 3 years (of 16,308 recorded awards) — mostly from France, Germany, Bulgaria.
Submission language: Polish.
How to bid
Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.
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