How to bid in this country: portals, deadlines, thresholds →
Granting and servicing a long-term PLN bank loan in the amount of PLN 4,974,989.12 for the Municipality of Wągrowiec
Udzielenie i obsługa długoterminowego złotówkowego kredytu bankowego w kwocie 4 974 989,12 zł dla Gminy Miejskiej Wągrowiec — original title
Your path to submission
- Deadline: 12 November at 10:00 — 11 days left.
- The submission point is stated in the notice (link on this page).
- Offer and evidence in: Polish.
- Collect your evidence — use the eligibility analysis on this page: it lists the requirements and, for known certificates, how to get them.
What the buyer is looking for
The purpose of taking out a loan in the amount of up to PLN 4,974,989.12 is to finance the planned budget deficit for 2026 in the Wągrowiec Municipality, to repay previously incurred financial liabilities and to finance the task entitled ‘Comprehensive energy modernisation of part of the Kindergarten building No 1 in Wągrowiec’, implemented as part of a project co-financed by the European Union.
Contract
Type of service
Clement What the numbers say about this buyer
- In this sector the buyer awards roughly every 12 months (9 awards, most recently January 2026) — the next award is due around December 2026 by that rhythm. The last award went to Sopockie Towarzystwo Ubezpieczeń ERGO Hestia S.A.n = 9
- 44% of this buyer's awards went to companies that had already won here before (125 awards since 2015, spread over 61 companies). That is well above the sector norm (30%) — newcomers have a harder time here than elsewhere.n = 125 awards since 2015
- The median procedure drew just one bid (13 procedures with a bid count); 92% ended with a single bidder. Sector: median 2 bids.n = 13
- 1% of awards went to companies from abroad (125 awards with a known winner country). Sector average: 1%.n = 125
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.
What you must prove — eligibility criteria
Uprawnienia do prowadzenia określonej działalności gospodarczej lub zawodowej, o ile wynika to z odrębnych przepisów. Wykonawca ubiegający się o udzielenie zamówienia musi posiadać uprawnienia do prowadzenia określonej działalności gospodarczej lub zawodowej w… read in fullcollapse
Tender documents — direct download
Who has won at this buyer so far
Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.
| Company | Awards | Period |
|---|---|---|
| Miejskie Przedsiębiorstwo Wodociągów i Kanalizacji Spółka z o.o. | 8 | 2022–2025 |
| Przedsiębiorstwo Budowlano – Drogowe Szymon Włodarczyk | 8 | 2021–2024 |
| PHU Kulinaria Ewa Marcinkowska | 6 | 2022–2025 |
| REMONDIS SANITECH POZNAŃ Spółka z ograniczoną odpowiedzialnością | 5 | 2021–2025 |
| Poczta Polska S.A. | 5 | 2022–2025 |
How often this buyer tenders this kind of work
Tactics
When contracts were awarded in this country and sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 3,095 completed awards — not a statement about this procedure.)
This procedure allows 30 days between publication and deadline — typical in this country is 18 (median of 9,435 procedures). A normal window for this market.
Foreign bidders
In Poland · Financial & insurance services, 83 contracts went to foreign companies over the last 3 years (of 16,308 recorded awards) — mostly from France, Germany, Bulgaria.
Submission language: Polish.
How to bid
Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.
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