How to bid in this country: portals, deadlines, thresholds →
Granting a long-term loan in the amount of PLN 10,000,000.00 for the repayment of previously incurred obligations
Udzielenie kredytu/pożyczki długoterminowej w wysokości 10.000.000,00 zł na spłatę wcześniej zaciągniętych zobowią-zań — original title
Your path to submission
- Deadline: 9 November at 12:30 — 8 days left.
- The submission point is stated in the notice (link on this page).
- Offer and evidence in: Polish.
- Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.
What the buyer is looking for
The summary in English is being prepared. The official description below is in the original language (PL).
Show original description (PL)
zgodnie z SWZ
Contract
Type of service
Clement What the numbers say about this buyer
- 45% of this buyer's awards went to companies that had already won here before (737 awards since 2015, spread over 340 companies). That is well above the sector norm (30%) — newcomers have a harder time here than elsewhere.n = 737 awards since 2015
- The median procedure drew just one bid (331 procedures with a bid count); 62% ended with a single bidder. Sector: median 2 bids.n = 331
- 41% of the bids received came from small and medium-sized enterprises (106 procedures with a bid mix). Sector: 21%.n = 106
- 4% of awards went to companies from abroad (737 awards with a known winner country). Sector average: 1%.n = 737
- < 1% of the bids received came from other countries (106 procedures with a bid mix) — all bidders, not just the winners. Sector: 2%.n = 106
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.
Selection criteria — in the procurement documents
The buyer states in the notice that the selection criteria are in the procurement documents (link on this page), not in the EU form. The document analysis below extracts them from there — bid and evidence in Polish.
Tender documents — direct download
Who has won at this buyer so far
Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.
| Company | Awards | Period |
|---|---|---|
| Certus sp. zo.o. | 16 | 2024–2026 |
| Farmacol Logistyka Sp.z o.o. | 11 | 2024–2026 |
| NEUCA S.A. | 11 | 2022–2026 |
| Aesculap Chifa Sp. z o.o. | 10 | 2021–2026 |
| Stryker Polska Sp. z o.o. | 8 | 2024–2025 |
How often this buyer tenders this kind of work
Tactics
When contracts were awarded in this country and sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 3,095 completed awards — not a statement about this procedure.)
This procedure allows 28 days between publication and deadline — typical in this country is 18 (median of 9,435 procedures). A normal window for this market.
The deadline falls on a Monday — your last full working day is the Friday before. Have evidence and guarantees together by Thursday.
Foreign bidders
In Poland · Financial & insurance services, 83 contracts went to foreign companies over the last 3 years (of 16,308 recorded awards) — mostly from France, Germany, Bulgaria.
Submission language: Polish.
How to bid
Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.
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