Granting a long-term loan in the amount of PLN 8 000 000.00 for the repayment of previously incurred loan liabilities and financing the planned budget deficit.

… of capital in Polish zlotys will be made in instalments according to the schedule. The Contractor shall provide the Ordering Party with information on the amount of interest at least 5 working days before the repayment date, without charging the Ordering Party with costs. 6. Interest will be repaid monthly, by the last day of the month according to the bank's information. Interest will be calculated on the amount of current debt. The last repayment shall take place by 31 December 2031. 7. The date of repayment of the capital instalments and interest shall be the date on which the amount receivable is credited to the Contractor's account. In the event that the repayment date of the loan and interest falls on a Saturday, Sunday of public holidays or public holidays, the repayment date is met when payment takes place on the first working day following these days. 8. The above repayment schedule applies to the contracting authority taking out a loan in the maximum amount, i.e. PLN 8 000 000.00. If the Ordering Party takes out a loan in the amount lower than PLN 8 000 000.00, the amount of loan installments will be proportionally reduced. 9. The Ordering Party reserves the right not to use all or part of the loan amount without incurring commissions, fees or other costs. 10. The interest rate on the loan will be variable. It will be the sum of the margin proposed by the contractor in the offer and the WIBOR 1M rate. The amount of the margin will be fixed throughout the entire loan period (the contract is in force). The WIBOR 1M rate changes in the monthly calendar cycle and takes the value from the last working day of the month preceding the next period. The amount of the WIBOR 1M rate in the event of negative values is 0.00%. 11. In the event of liquidation of the WIBOR 1M rate, it will be converted, by agreement of the Parties, into a rate that will replace the WIBOR 1M rate, or into the rate closest in size and nature to the WIBOR 1M rate, without the costs charged to the Ordering Party. 12. The Contractor will charge interest on the amounts of credit actually used. Interest will be calculated on the actual number of days of use of the loan, assuming that the year equals the actual number of days 365 or 366, from the date of indebtedness due to the loan granted up to and including the day before its repayment. 13. Legal security for repayment of the loan will be a blank promissory note together with a promissory note declaration. The Ordering Party agrees to the countersignature of the Treasurer on the promissory note, promissory note declaration and loan agreement. 14. The Contractor will not charge or charge any commissions or fees 15. The interest rate on loan instalments not repaid on time will be calculated in the amount specified for statutory interest. 16. The provisions in the contract may not modify or strengthen the terms and conditions set out in this Terms and Conditions. 17. Borrowing and repayment of the loan will take place in Polish zlotys (PLN), and in the case of Poland's entry into the EURO zone, the loan will be converted without additional fees. 18. In order to determine the price of the offer, for the sake of comparability of the price of offers, the date of disbursement of the loan and the date of calculation of interest should be taken as follows: 30.11.2026