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Taking out a long-term bank loan for the needs of the Koluszki Commune.
Zaciągnięcie długoterminowego kredytu bankowego na potrzeby Gminy Koluszki. — original title
Your path to submission
- Deadline: 3 November at 10:30 — 2 days left.
- The submission point is stated in the notice (link on this page).
- Offer and evidence in: Polish.
- Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.
What the buyer is looking for
1) The subject of this contract is to take out a long-term bank loan in the amount of : PLN 10,000,000.00 (in words: ten million zlotys), 2) The release of funds from the loan will be carried out at the written request of the Ordering Party 2 days in advance. The next day after signing the contract will be the day of placing the loan at the disposal of the Ordering Party. The loan will be taken on a date adjusted to the current needs of the Ordering Party, i.e. within 1 month from the date of conclusion of the contract, but not later than by 31 December 2026. 3) The Ordering Party reserves the right not to use the loan without additional financial burdens, 4) The loan service will apply to the actual amount of the loan used. 5) The funds from the bank loan will be transferred to the account of the Koluszki Commune. 1) The subject of this contract is to take out a long-term bank loan in…
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… the amount of : PLN 10,000,000.00 (in words: ten million zlotys), 2) The release of funds from the loan will be carried out at the written request of the Ordering Party 2 days in advance. The next day after signing the contract will be the day of placing the loan at the disposal of the Ordering Party. The loan will be taken on a date adapted to the current needs of the Ordering Party, but not later than by 31 December 2026. 3) The Ordering Party reserves the right not to use the loan without additional financial burdens, 4) The loan service will apply to the actual amount of the loan used. 5) The funds from the bank loan will be transferred to the account of the Koluszki Commune.
Contract
Type of service
Clement What the numbers say about this buyer
- In this sector the buyer awards roughly every 14 months (4 awards, most recently December 2025) — the next award is due around February 2027 by that rhythm. The last award went to Bank Spółdzielczy w Warcie.n = 4
- 27% of this buyer's awards went to companies that had already won here before (169 awards since 2015, spread over 115 companies). 73% went to new names.n = 169 awards since 2015
- The median procedure drew 3 bids (33 procedures with a bid count); 18% ended with a single bidder. Sector: median 2 bids.n = 33
- The award came in at a median 103% of the estimated value (13 awards with both estimate and value) — pricing at the estimate is usually about right here. Sector: 91%.n = 13
- 1% of awards went to companies from abroad (169 awards with a known winner country). Sector average: 1%.n = 169
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.
Selection criteria — in the procurement documents
The buyer states in the notice that the selection criteria are in the procurement documents (link on this page), not in the EU form. The document analysis below extracts them from there — bid and evidence in Polish.
Tender documents — direct download
Who has won at this buyer so far
Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.
| Company | Awards | Period |
|---|---|---|
| Przedsiębiorstwo Budowlano – Drogowe BUD- DROG Stanisława Polus | 11 | 2021–2026 |
| Firma NEDAP Sebastian Polus | 9 | 2021–2025 |
| Civil Construction Sp. z o.o. | 6 | 2021–2026 |
| Poczta Polska S.A. | 5 | 2022–2025 |
| BUD-AN Sp. z o.o. | 3 | 2023–2026 |
How often this buyer tenders this kind of work
Tactics
When this buyer has awarded in this sector, usually 7 or more bids came in. Many compete here — price and references decide. (Based on 3 completed awards — not a statement about this procedure.)
This procedure allows 29 days between publication and deadline — typical in this country is 18 (median of 9,435 procedures). A normal window for this market.
Foreign bidders
In Poland · Financial & insurance services, 83 contracts went to foreign companies over the last 3 years (of 16,308 recorded awards) — mostly from France, Germany, Bulgaria.
Submission language: Polish.
How to bid
Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.
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