Friedrich & ClementBETA

Insurance policy to cover all risks of material damage, as well as additional guarantees, of all movable and immovable property thereof, contents and container, of any kind, nature and description.

Póliza de seguro para cubrir todo riesgo de daños materiales, así como de garantía adicionales, de todos los bienes muebles e inmuebles del mismo, continente y contenido, de cualquier clase, naturaleza y descripción.

Spain · Málaga · how to bid here →

Your path to submission

  1. Deadline: 27 October at 13:00 — 24 days left.
  2. The submission point is stated in the notice (link on the right).
  3. Offer and evidence in: SPA, SPA.
  4. Collect your evidence — use the eligibility analysis above: it lists the requirements and, for known certificates, how to get them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

Clement What the numbers say about this buyer

  • 50% of the bids received came from other countries (420 procedures with a bid mix) — all bidders, not just the winners. Sector: 6%.n = 420
  • In this sector the buyer awards roughly every 6 months (36 awards, most recently September 2026) — the next award is due around March 2027 by that rhythm. The last award went to SURNE MUTUA DE SEGUROS.n = 36
  • 78% of the bids received came from small and medium-sized enterprises (420 procedures with a bid mix). Sector: 21%.n = 420
  • The median procedure drew 5 bids (768 procedures with a bid count); 13% ended with a single bidder. Sector: median 2 bids.n = 768
  • 47% of this buyer's awards went to companies that had already won here before (1,656 awards since 2017, spread over 745 companies). That is well above the sector norm (33%) — newcomers have a harder time here than elsewhere.n = 1,656 awards since 2017

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 02/10/2026.

Clement
References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Foreign bidders

In Spain · Financial & insurance services, 22 contracts went to foreign companies over the last 3 years (of 12,938 recorded awards) — mostly from Italy, Germany, Belgium.

Submission language: SPA.

Typical field: median 3 (from 16 awards).

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

What the buyer is looking for

Intended to have the coverage of the described risks, usual provision in the insurance sector of the market and necessary to guarantee the convenient coverage of them.

Machine translation (EU eTranslation) — official wording via the PDF link.

What you must prove — eligibility criteria

›
Minimum annual turnover
Cifra anual de negocio
›
References: services
Trabajos realizados
›
Minimum annual turnover
Cifra anual de negocio
›
References: services
Trabajos realizados
Requirement texts are quoted in the notice's original language — the official wording is binding.

Contract

BuyerJunta de Gobierno del Ayuntamiento de Málaga
TypeServices
Estimated value522.000 €
Published28 September 2026
CategoryFinancial & insurance services · CPV 66500000

Who has won here before

CompanyAwardsPeriod
BCM GESTIÓN DE SERVICIOS, S.L. · MALAGA292018–2025
Mundo Management SA262018–2026
MULTISER MALAGA SL · MÁLAGA232018–2026
BANCO SANTANDER SA · Madrid192019–2024
SEGURIDAD INTEGRAL SECOEX, SA · BADAJOZ182018–2025
From 17.9M documented awards · regular winners know this buyer's requirements — that is your competition.

How often this buyer tenders this

20234
202413
202515
20268

Who knows the rhythm prepares instead of reacting.

·
days until the deadline — Tuesday 27 October at 13:00

How to bid

Guide: how to apply on PLACSP — Plataforma de Contratación del Sector Público (Spanien) → Registration, signature, fees — from the operator's bidder manual.

Read the full notice — Original + documents
Goes directly to this tender on TED — Tenders Electronic Daily. The full specification and all annexes are there.

Tender documents — direct download

Specifications and annexes hosted by the buyer — usually accessible without registration.
Friedrich finds tenders like this for you — every morning at 7:30, and he learns from your feedback.
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