Friedrich & ClementBETA

How to bid in this country: portals, deadlines, thresholds →

Taking out a long-term loan in the amount of PLN 4,676,790.78 (in words: four million six hundred seventy-six thousand seven hundred ninety zlotys 78/100).

Zaciągnięcie kredytu długoterminowego w kwocie 4 676 790,78 zł (słownie: cztery miliony sześćset siedemdziesiąt sześć tysięcy siedemset dziewięćdziesiąt złotych 78/100). — original title

PLPoland · Grodzisko DolneBELOW THRESHOLD — NOT ON TED

Your path to submission

  1. Deadline: 3 November at 10:00 — 2 days left.
  2. You submit on eZamówienia — not here and not by e-mail. ↗ Submission via eZamówienia: account required; above the EU threshold a qualified signature, nationally the 'trusted signature' often suffices — check the wording. Sort out account and signature first — not on submission day.
  3. Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

What the buyer is looking for

Taking out a long-term loan in the amount of PLN 4,676,790.78 (in words: four million six hundred and seventy-six thousand seven hundred and ninety zloty 78/100) for ‘Financing the planned budget deficit and repayment of previously incurred loan liabilities

Machine translation (EU eTranslation) — official wording via the PDF link.

Contract

TypeServices
Estimated valuePLN 956,396
Published19 Oct 2026

Type of service

66 · Financial & insurance services
CPV 66113000-5

Clement What the numbers say about this buyer

  • In this sector the buyer awards roughly every 11 months (6 awards, most recently June 2026) — the next award is due around June 2027 by that rhythm. The last award went to Towarzystwo Ubezpieczeń i Reasekuracji WARTA SA.n = 6
  • 29% of this buyer's awards went to companies that had already won here before (70 awards since 2021, spread over 50 companies). 71% went to new names.n = 70 awards since 2021
  • Not one of the 70 awards with a known winner country has gone to a foreign company so far. Sector average: 1%.n = 70

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 25/10/2026.

Clement
In comparable contracts in this sector nationwide (3,095 with a known bid count), usually only 2 offers came in — a solid bid has real chances.
References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Who has won at this buyer so far

Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.

CompanyAwardsPeriod
Spółdzielnia Usług Drogowo-Rolniczych72022–2026
EL-JOZ Rafał Józefko62024–2026
PDD ENERGY SP. Z O.O.22023
Bildres Polska Sp. z o.o.22025–2026
Bank Spółdzielczy w Leżajsku22023–2024
From the recorded awards · regular winners know this buyer's requirements — that is your competition.

How often this buyer tenders this kind of work

1
2023
1
2024
1
2025
2
2026
5 procedures in this category since 2019. Public procurement repeats itself — those who know the rhythm prepare instead of reacting.

Contracting authority contact

·
Deadline — Tuesday 3 November at 10:00

Tactics

When contracts were awarded in this country and sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 3,095 completed awards — not a statement about this procedure.)

This procedure allows 15 days between publication and deadline — typical in this country is 20 (median of 8,613 procedures). A normal window for this market.

Foreign bidders

In Poland · Financial & insurance services, 83 contracts went to foreign companies over the last 3 years (of 16,297 recorded awards) — mostly from France, Germany, Bulgaria.

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

How to bid

Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.

Read the full notice — Original + documents
Goes directly to this tender on eZamówienia. The full specification and all annexes are there.
Put together the evidence
Certificates, references and your price — as set out in the notice.
Submit via eZamówienia before the deadline
Electronic submission — allow time for the portal registration the first time.
To the procurement portal →
We pull data from millions of notices. If the link here does not work, report it — we will find the right one.

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