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Acquisition of Group Health Insurance Policy for MES

Aquisição de Apólice de Seguro de Saúde de Grupo para a EEM — original title

PTPortugal · Freguesia de Santa Maria Maior (Funchal)

Your path to submission

  1. Deadline: 22 November at 23:59 — 22 days left.
  2. The submission point is stated in the notice (link on this page).
  3. Offer and evidence in: Portuguese.
  4. Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

What the buyer is looking for

Acquisition, through an international public tender, of a group health insurance policy for EEM -Empresa de Eletricidade da Madeira, S.A., covering the provision of health insurance services, with direct transfer of the risk to the insurer, under the terms and conditions defined in the procedural documents.

Machine translation (EU eTranslation) — official wording via the PDF link.

Contract

TypeServices
Estimated value€1,131,261
Published28 Oct 2026
ProcedureOpen procedure
Place of performanceFreguesia de Santa Maria Maior (Funchal)
Reserved for SMEs

Type of service

66 · Financial & insurance services
CPV 66512200

Clement What the numbers say about this buyer

  • 55% of this buyer's awards went to companies that had already won here before (312 awards since 2013, spread over 126 companies). That is well above the sector norm (31%) — newcomers have a harder time here than elsewhere.n = 312 awards since 2013
  • The median procedure drew 2 bids (16 procedures with a bid count); 44% ended with a single bidder. Sector: median 2 bids.n = 16
  • The award came in at a median 88% of the estimated value (8 awards with both estimate and value) — pricing at the estimate is usually too high here. Sector: 89%.n = 8
  • 1% of awards went to companies from abroad (312 awards with a known winner country). Sector average: 5%.n = 312

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.

Clement
In comparable contracts in this sector nationwide (362 with a known bid count), usually only 2 offers came in — a solid bid has real chances.
References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Selection criteria — in the procurement documents

The buyer states in the notice that the selection criteria are in the procurement documents (link on this page), not in the EU form. The document analysis below extracts them from there — bid and evidence in Portuguese.

Tender documents — direct download

⤓
Annex 1
Specifications and annexes at the buyer — usually viewable without registration
⤓
Administrative conditions
The full notice, official wording

Who has won at this buyer so far

Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.

CompanyAwardsPeriod
MC-COMPUTADORES,S.A.152014–2026
Cabelte - Cabos Eléctricos e Telefónicos, S.A142014–2026
João Crisóstomo Figueira da Silva, S.A.132013–2023
Obracentimetro - Construção Civil, Lda.112018–2026
Santos & Ornelas, Lda92015–2026
From the recorded awards · regular winners know this buyer's requirements — that is your competition.

Contracting authority contact

Websitewww.eem.pt
·
Deadline — Sunday 22 November at 23:59

Tactics

When contracts were awarded in this country and sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 362 completed awards — not a statement about this procedure.)

This procedure allows 26 days between publication and deadline — typical in this country is 29 (median of 559 procedures). Much tighter than usual: the first week counts.

Foreign bidders

In Portugal · Financial & insurance services, 8 contracts went to foreign companies over the last 3 years (of 370 recorded awards).

Submission language: Portuguese.

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

How to bid

Read the full notice — Original + documents
Goes directly to this tender on TED — Tenders Electronic Daily. The full specification and all annexes are there.
Put together the evidence — in Portuguese
Certificates, references and your price — as set out in the notice.
Submit via TED — Tenders Electronic Daily before the deadline
Electronic submission — allow time for the portal registration the first time.
To the procurement portal →Official notice on TED →
We pull data from millions of notices. If the link here does not work, report it — we will find the right one.

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