How to bid in this country: portals, deadlines, thresholds →

Acquisition of Insurance Services

Aquisição de Serviços de Seguros — original title

PTPortugal · Porto

Your path to submission

Deadline: 3 November at 17:00 — 2 days left.
The submission point is stated in the notice (link on this page).
Offer and evidence in: Portuguese.
Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.

Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

What the buyer is looking for

Acquisition of Insurance Services · Occupational Accident Insurance, Personal Accident Insurance · Health Insurance · Industrial Multi-Risk Insurance · General/Operation Civil Liability Insurance · Automotive Fleet Insurance and Hull Machinery Insurance · Environmental Liability Insurance · Directors & Officers Insurance · DRONE Civil Liability Insurance

Machine translation (EU eTranslation) — official wording via the PDF link.

Contract

BuyerCMPEAE - Empresa de Águas e Energia do Município do Porto, EM →

TypeServices

Estimated value€3,094,448

Published28 Oct 2026

ProcedureOpen procedure

Place of performanceFreguesia de Bonfim

8 lotsReserved for SMEs

Type of service

66 · Financial & insurance services

CPV 66510000

Clement What the numbers say about this buyer

3% of this buyer's awards went to companies that had already won here before (141 awards since 2023, spread over 77 companies). That is well below the sector norm (31%) — this buyer switches suppliers more often than others.n = 141 awards since 2023
Not one of the 141 awards with a known winner country has gone to a foreign company so far. Sector average: 5%.n = 141

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.

Clement

In comparable contracts in this sector nationwide (362 with a known bid count), usually only 2 offers came in — a solid bid has real chances.

References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Selection criteria — in the procurement documents

The buyer states in the notice that the selection criteria are in the procurement documents (link on this page), not in the EU form. The document analysis below extracts them from there — bid and evidence in Portuguese.

Tender documents — direct download

⤓

Annex 1

Specifications and annexes at the buyer — usually viewable without registration

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Administrative conditions

The full notice, official wording

Who has won at this buyer so far

Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.

Company	Awards	Period
Garrigues Portugal, SLP - Sucursal	2	2025–2026
Revicalçadas Uipessoal Lda	2	2026
PLASFICH- CONSTRUÇÃO E MANUTENÇÃO EM TERMOPLÁSTICO	2	2026
HIDRA – Hidráulica e Ambiente, Lda.	2	2026
Core Concept, Lda	1	2026

From the recorded awards · regular winners know this buyer's requirements — that is your competition.

Contracting authority contact

Email[email protected]

Websitewww.aguasdoporto.pt

Deadline — Tuesday 3 November at 17:00

Tactics

When contracts were awarded in this country and sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 362 completed awards — not a statement about this procedure.)

This procedure allows 7 days between publication and deadline — typical in this country is 29 (median of 559 procedures). Much tighter than usual: the first week counts.

The rules of the market →

Foreign bidders

In Portugal · Financial & insurance services, 8 contracts went to foreign companies over the last 3 years (of 370 recorded awards).

Submission language: Portuguese.

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

How to bid

Read the full notice — Original + documents

Goes directly to this tender on TED — Tenders Electronic Daily. The full specification and all annexes are there.

Put together the evidence — in Portuguese

Certificates, references and your price — as set out in the notice.

Submit via TED — Tenders Electronic Daily before the deadline

Electronic submission — allow time for the portal registration the first time.

To the procurement portal →Official notice on TED →

We pull data from millions of notices. If the link here does not work, report it — we will find the right one.

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