How to bid in this country: portals, deadlines, thresholds →
Insurance services
Usluge osiguranja — original title
Your path to submission
- Deadline: 16 November at 09:00 — 15 days left.
- The submission point is stated in the notice (link on this page).
- Offer and evidence in: Croatian.
- Collect your evidence — use the eligibility analysis on this page: it lists the requirements and, for known certificates, how to get them.
What the buyer is looking for
The summary in English is being prepared. The official description below is in the original language (HR).
Show original description (HR)
Usluge osiguranja sukladno tehničkim specifikacijama
Contract
Type of service
Clement What the numbers say about this buyer
- 48% of this buyer's awards went to companies that had already won here before (99 awards since 2018, spread over 50 companies). That is well below the sector norm (79%) — this buyer switches suppliers more often than others.n = 99 awards since 2018
- 55% of the bids received came from small and medium-sized enterprises (9 procedures with a bid mix). Sector: 9%.n = 9
- The median procedure drew 3 bids (11 procedures with a bid count); 18% ended with a single bidder. Sector: median 2 bids.n = 11
- The award came in at a median 97% of the estimated value (74 awards with both estimate and value) — pricing at the estimate is usually about right here. Sector: 83%.n = 74
- Across 3 procedures with structured selection criteria, this buyer most often required: References: services (3 of 3), Special authorisation or membership required (3 of 3), Trade register enrolment (3 of 3).n = 3
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.
What you must prove — eligibility criteria
Tender documents — direct download
Who has won at this buyer so far
Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.
| Company | Awards | Period |
|---|---|---|
| Izgradnja - VVK d.o.o. | 5 | 2024 |
| Fincon d.o.o. | 4 | 2024 |
| CROATIA osiguranje d.d. | 4 | 2022–2025 |
| UOIG Vladimir Mačak | 4 | 2023 |
| HEP - Opskrba d.o.o. | 4 | 2018–2023 |
Tactics
When contracts were awarded in this country and sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 452 completed awards — not a statement about this procedure.)
This procedure allows 25 days between publication and deadline — typical in this country is 30 (median of 387 procedures). A normal window for this market.
The deadline falls on a Monday — your last full working day is the Friday before. Have evidence and guarantees together by Thursday.
Foreign bidders
In Croatia · Financial & insurance services, 2 contracts went to foreign companies over the last 3 years (of 456 recorded awards).
Submission language: Croatian.
How to bid
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