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Mestar Kuopio Oy - Acquisition of insurance cover
Mestar Kuopio Oy - Vakuutusturvan hankinta — original title
Your path to submission
- Deadline: 23 November at 14:00 — 22 days left.
- You submit on Hilma — not here and not by e-mail. ↗
- Offer and evidence in: Finnish.
- Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.
What the buyer is looking for
Mestar Kuopio Oy (later also the Client) asks for offers of insurance cover and related services. First insurance period: 1.1.2027 – 31.12.2027 (insurance against accidents at work and occupational diseases from 1.4.2027). After this period, the insurance period is the calendar year. During the insurance periods, the contracting entity has the right to reopen the competition and transfer the insurances to the successful tenderer. The insurances are valid for an indefinite period of one year at a time.
Contract
Type of service
Clement What the numbers say about this buyer
- The median procedure drew 30 bids (143 procedures with a bid count); 3% ended with a single bidder. Sector: median 3 bids.n = 143
- 32% of this buyer's awards went to companies that had already won here before (146 awards since 2021, spread over 90 companies). 68% went to new names.n = 146 awards since 2021
- Not one of the 146 awards with a known winner country has gone to a foreign company so far. Sector average: 2%.n = 146
- 100% of the bids received came from small and medium-sized enterprises (62 procedures with a bid mix).n = 62
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.
Selection criteria — via the ESPD
The buyer states in the notice that eligibility is proven through the European Single Procurement Document (ESPD); the concrete requirements are in the tender documents. The document analysis below extracts them from there — bid and evidence in Finnish.
Tender documents — direct download
Who has won at this buyer so far
Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.
| Company | Awards | Period |
|---|---|---|
| Maansiirto Luostarinen Ky | 4 | 2024–2026 |
| Kuljetus Taattola Oy | 4 | 2024–2026 |
| Maanrakennus Martikainen Oy | 4 | 2024–2026 |
| Kone-Turunen Oy | 4 | 2024–2026 |
| Koneurakointi M.Vartiainen Oy | 4 | 2024–2026 |
How often this buyer tenders this kind of work
Tactics
When contracts were awarded in this country and sector, usually about 3 bids came in. A normal field for this market. (Based on 677 completed awards — not a statement about this procedure.)
This procedure allows 34 days between publication and deadline — typical in this country is 32 (median of 1,471 procedures). A normal window for this market.
The deadline falls on a Monday — your last full working day is the Friday before. Have evidence and guarantees together by Thursday.
Foreign bidders
In Finland · Financial & insurance services, 8 contracts went to foreign companies over the last 3 years (of 742 recorded awards).
Submission language: Finnish.
How to bid
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