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Acquisition of insurance

Vakuutusten hankinta — original title

FIFinland · Turku

Your path to submission

  1. Deadline: 12 November at 16:00 — 11 days left.
  2. You submit on Hilma — not here and not by e-mail. ↗
  3. Offer and evidence in: Finnish.
  4. Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

What the buyer is looking for

The summary in English is being prepared. The official description below is in the original language (FI).

Show original description (FI)

Vakuutusten hankinta Vakuutusten hankinta,

From the Hilma version of this same notice.

Contract

TypeServices
Estimated valuevalue not published
Published14 Oct 2026
ProcedureOpen procedure

Type of service

66 · Financial & insurance services
CPV 66000000

Clement What the numbers say about this buyer

  • 48% of this buyer's awards went to companies that had already won here before (128 awards since 2017, spread over 53 companies). That is well above the sector norm (34%) — newcomers have a harder time here than elsewhere.n = 128 awards since 2017
  • The median procedure drew 4 bids (112 procedures with a bid count); 12% ended with a single bidder. Sector: median 3 bids.n = 112
  • 2% of awards went to companies from abroad (128 awards with a known winner country). Sector average: 2%.n = 128
  • 0% of the bids received came from other countries (13 procedures with a bid mix) — all bidders, not just the winners.n = 13
  • 57% of the bids received came from small and medium-sized enterprises (13 procedures with a bid mix).n = 13

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.

Clement
References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Selection criteria — in the procurement documents

The buyer states in the notice that the selection criteria are in the procurement documents (link on this page), not in the EU form. The document analysis below extracts them from there — bid and evidence in Finnish.

Tender documents — direct download

⤓
Annex 1
Specifications and annexes at the buyer — usually viewable without registration
⤓
Administrative conditions
The full notice, official wording

Who has won at this buyer so far

Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.

CompanyAwardsPeriod
Lukkotaiturit Oy162018–2026
Hartela Länsi-Suomi Oy92019–2021
Arkea Oy62022–2024
Mangrove Oy52020–2021
Puuha Group Oy (1060493-2)//Lappset Group Oy42019–2025
From the recorded awards · regular winners know this buyer's requirements — that is your competition.

Contracting authority contact

Websitewww.tvt.fi
·
Deadline — Thursday 12 November at 16:00

Tactics

When contracts were awarded in this country and sector, usually about 3 bids came in. A normal field for this market. (Based on 677 completed awards — not a statement about this procedure.)

This procedure allows 30 days between publication and deadline — typical in this country is 32 (median of 1,471 procedures). A normal window for this market.

Foreign bidders

In Finland · Financial & insurance services, 8 contracts went to foreign companies over the last 3 years (of 742 recorded awards).

Submission language: Finnish.

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

How to bid

Read the full notice — Original + documents
Goes directly to this tender on TED — Tenders Electronic Daily. The full specification and all annexes are there.
This procedure is published on 2 portals
Bids are submitted on Hilma — TED carries the same notice, usually with the more detailed specification. Read both.
TEDNoticeHilmaSubmission portal
Put together the evidence — in Finnish
Certificates, references and your price — as set out in the notice.
Submit via TED — Tenders Electronic Daily before the deadline
Electronic submission — allow time for the portal registration the first time.
To the procurement portal →Official notice on TED →
We pull data from millions of notices. If the link here does not work, report it — we will find the right one.

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