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Joensuun Ellin Kodit Oy - Acquisition of insurance cover

Joensuun Ellin Kodit Oy - Vakuutusturvan hankinta — original title

FIFinland · Joensuu

Your path to submission

Deadline: 4 November at 12:00 — 3 days left.
You submit on Hilma — not here and not by e-mail. ↗
Offer and evidence in: Finnish.
Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.

Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

What the buyer is looking for

Joensuun Ellin Kodit Oy (later also the Client) asks for offers of insurance cover and related services in accordance with this invitation to tender and its annexes. First period of insurance: 1.1.2027 to 31.12.2027, except insurance against accidents at work and occupational diseases from 1.4.2027). After that, the insurance period is the calendar year. During insurance periods, the contracting entity has the right to reopen competition for the insurance policies and to transfer the insurance policies to the winner of the competition. Insurance policies are valid for an indefinite period of one year at a time.

Machine translation (EU eTranslation) — official wording via the PDF link.

Contract

BuyerJoensuun Ellin Kodit Oy

TypeServices

Estimated valuevalue not published

Published6 Oct 2026

ProcedureOpen procedure

Type of service

66 · Financial & insurance services

CPV 66000000

Clement

References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Selection criteria — in the procurement documents

The buyer states in the notice that the selection criteria are in the procurement documents (link on this page), not in the EU form. The document analysis below extracts them from there — bid and evidence in Finnish.

Tender documents — direct download

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Administrative conditions

The full notice, official wording

Contracting authority contact

Email[email protected]

Websitewww.joensuunelli.fi/joensuun-ellin-kodit

Deadline — Wednesday 4 November at 12:00

Tactics

When contracts were awarded in this country and sector, usually about 3 bids came in. A normal field for this market. (Based on 677 completed awards — not a statement about this procedure.)

This procedure allows 30 days between publication and deadline — typical in this country is 32 (median of 1,471 procedures). A normal window for this market.

The rules of the market →

Foreign bidders

In Finland · Financial & insurance services, 8 contracts went to foreign companies over the last 3 years (of 742 recorded awards).

Submission language: Finnish.

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

How to bid

Read the full notice — Original + documents

Goes directly to this tender on TED — Tenders Electronic Daily. The full specification and all annexes are there.

This procedure is published on 2 portals

Bids are submitted on Hilma — TED carries the same notice, usually with the more detailed specification. Read both.

TEDNoticeHilmaSubmission portal

Put together the evidence — in Finnish

Certificates, references and your price — as set out in the notice.

Submit via TED — Tenders Electronic Daily before the deadline

Electronic submission — allow time for the portal registration the first time.

To the procurement portal →Official notice on TED →

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