Friedrich & ClementBETA

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Banking services for Kristianstad Municipality and Hässleholm Municipality

Banktjänster för Kristianstads Kommun och Hässleholms kommun — original title

SESweden · Kristianstad

Your path to submission

  1. Deadline: 2 November at 23:59 — 2 days left.
  2. The submission point is stated in the notice (link on this page).
  3. Offer and evidence in: Swedish.
  4. Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

What the buyer is looking for

Kristianstad Municipality and Hässleholm Municipality hereby invite suppliers to submit tenders for banking services. The procurement is divided into two bidding areas, one for Kristianstad municipality and one for Hässleholm municipality. The procurement covers group account systems and other financial services. The procurement of banking services covers the following areas: - Account structure - Internet banking - Payroll intermediation and payslips - Payment intermediation - Electronic services - Payment of income support - Cash-smart solutions - Corporate/purchase cards - Rechargeable cards (Option) The procurement does not include: - Cash management - Card terminals - Card acquiring · See procurement documents · See procurement documents.

Machine translation (EU eTranslation) — official wording via the PDF link.

Contract

TypeServices
Estimated valueSEK 9,000,000
Published5 Oct 2026
ProcedureOpen procedure
Contract period20 Oct 2026 → 20 Oct 2027
2 lots

Type of service

66 · Financial & insurance services
CPV 66110000 · 66000000

Clement What the numbers say about this buyer

  • 0% of this buyer's awards went to companies that had already won here before (202 awards since 2017, spread over 33 companies). 100% went to new names.n = 202 awards since 2017
  • The median procedure drew 3 bids (188 procedures with a bid count); 20% ended with a single bidder.n = 188
  • 7% of awards went to companies from abroad (202 awards with a known winner country).n = 202

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.

Clement
In comparable contracts in this sector nationwide (37 with a known bid count), usually only 2 offers came in — a solid bid has real chances.
References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Selection criteria — in the procurement documents

The buyer states in the notice that the selection criteria are in the procurement documents (link on this page), not in the EU form. The document analysis below extracts them from there — bid and evidence in Swedish.

Tender documents — direct download

⤓
Annex 1
Specifications and annexes at the buyer — usually viewable without registration
⤓
Administrative conditions
The full notice, official wording

Who has won at this buyer so far

Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.

CompanyAwardsPeriod
Cleanstreet Sweden AB12026
Matfabriken i Sölvesborg AB12026
Rökeriet i Åhus AB12026
Ahlsell Sverige AB12026
Metos Storkök AB12026
From the recorded awards · regular winners know this buyer's requirements — that is your competition.

Contracting authority contact

·
Deadline — Monday 2 November at 23:59

Tactics

When contracts were awarded in this country and sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 37 completed awards — not a statement about this procedure.)

This procedure allows 29 days between publication and deadline — typical in this country is 31 (median of 1,279 procedures). A normal window for this market.

The deadline falls on a Monday — your last full working day is the Friday before. Have evidence and guarantees together by Thursday.

Foreign bidders

In Sweden, 497 contracts went to foreign companies over the last 3 years (of 6,846 recorded awards) — mostly from Finland, Germany, Denmark.

Submission language: Swedish.

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

How to bid

Read the full notice — Original + documents
Goes directly to this tender on TED — Tenders Electronic Daily. The full specification and all annexes are there.
Put together the evidence — in Swedish
Certificates, references and your price — as set out in the notice.
Submit via TED — Tenders Electronic Daily before the deadline
Electronic submission — allow time for the portal registration the first time.
To the procurement portal →Official notice on TED →
We pull data from millions of notices. If the link here does not work, report it — we will find the right one.

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