Friedrich & ClementBETA

Udzielenie i obsługa długoterminowego kredytu złotowego z przeznaczeniem na sfinansowanie planowanego deficytu budżetu Gminy Stawiguda w 2026 r. oraz spłatę wcześniej zaciągniętych zobowiązań

Poland · Stawiguda · how to bid here →

Your path to submission

  1. Deadline: 6 November at 09:30 — 34 days left.
  2. The submission point is stated in the notice (link on the right).
  3. Offer and evidence in: POL.
  4. Collect your evidence — use the eligibility analysis above: it lists the requirements and, for known certificates, how to get them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

Clement What the numbers say about this buyer

  • In this sector the buyer awards roughly every 10 months (7 awards, most recently November 2025) — by that rhythm the next award was due around September 2026. The last award went to BANK SPÓŁDZIELCZY ZIEMI ŁOWICKIEJ W ŁOWICZU.n = 7
  • 27% of this buyer's awards went to companies that had already won here before (213 awards since 2015, spread over 143 companies). 73% went to new names.n = 213 awards since 2015
  • The median procedure drew 2 bids (26 procedures with a bid count); 42% ended with a single bidder. Sector: median 2 bids.n = 26
  • Not one of the 213 awards with a known winner country has gone to a foreign company so far. Sector average: 1%.n = 213

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 27/09/2026.

Clement
When comparable contracts were last awarded here, usually only 2 offers came in — a solid bid has real chances.
References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Foreign bidders

In Poland · Financial & insurance services, 82 contracts went to foreign companies over the last 3 years (of 16,093 recorded awards) — mostly from France, Germany, Luxembourg.

Submission language: POL.

Typical field: median 2 (from 3,005 awards).

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

What the buyer is looking for

The subject of the contract is the granting and servicing of a long-term PLN loan in the amount of PLN 18,724,735.54 (in words: eighteen million seven hundred and twenty-four thousand seven hundred and thirty-five PLN 54/100 PLN) intended to finance the planned budget deficit of the Municipality of Stawiguda in 2026 and the repayment of previously incurred liabilities. The loan will be taken out for a period of 11 years, including a six-month grace period for repayment of the capital.

Machine translation (EU eTranslation) — official wording via the PDF link.

What you must prove — eligibility criteria

›
Trade register enrolment
Wykonawca spełni warunek udziału w postępowaniu, jeżeli wykaże, że posiada uprawnienia do prowadzenia działalności bankowej oraz wykonywania czynności bankowych objętych przedmiotem zamówienia na terytorium Rzeczypospolitej Polskiej, zgodnie z ustawą z dnia 29… ▸▾
Wykonawca spełni warunek udziału w postępowaniu, jeżeli wykaże, że posiada uprawnienia do prowadzenia działalności bankowej oraz wykonywania czynności bankowych objętych przedmiotem zamówienia na terytorium Rzeczypospolitej Polskiej, zgodnie z ustawą z dnia 29 sierpnia 1997 r. Prawo bankowe. W przypadku banku krajowego wymagane jest właściwe zezwolenie, a w przypadku instytucji kredytowej z innego państwa członkowskiego Unii Europejskiej - dokument potwierdzający uprawnienie do prowadzenia działalności na terytorium Rzeczypospolitej Polskiej na zasadach określonych w Prawie bankowym. W przypadku, o którym mowa w art. 178 ust. 1 Prawa bankowego, dopuszcza się dokument potwierdzający rozpoczęcie działalności przed dniem wejścia w życie tej ustawy.
Requirement texts are quoted in the notice's original language — the official wording is binding.

Contract

BuyerGmina Stawiguda
TypeServices
Estimated valuevalue not published
Published2 October 2026
CategoryFinancial & insurance services · CPV 66113000

Who has won here before

CompanyAwardsPeriod
Trocina Tomasz Skalski62022–2025
Usługi Transportowo-Sprzętowe Giak Danuta42024–2026
PHU Staniszewski Sergiusz42022–2025
Przedsiębiorstwo Budowlane Witka Sp. z o.o.42023–2024
KOMA Olsztyn Sp. z o.o.32023–2025
From 18.0M documented awards · regular winners know this buyer's requirements — that is your competition.

How often this buyer tenders this

20222
20242
20253
20261

Who knows the rhythm prepares instead of reacting.

·
days until the deadline — Friday 6 November at 09:30

How to bid

Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.

Read the full notice — Original + documents
Goes directly to this tender on TED — Tenders Electronic Daily. The full specification and all annexes are there.

Tender documents — direct download

Specifications and annexes hosted by the buyer — usually accessible without registration.
Friedrich finds tenders like this for you — every morning at 7:30, and he learns from your feedback.
Register now →