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FinStart: Financial Skills for Life
FinStart: Χρηματοοικονομικές Δεξιότητες για τη Ζωή — original title
Your path to submission
- Deadline: 2 November at 11:30 — 1 day left.
- You submit on ΚΗΜΔΗΣ / ΕΣΗΔΗΣ — not here and not by e-mail. ↗
- Offer and evidence in: Greek.
- Collect your evidence — use the eligibility analysis on this page: it lists the requirements and, for known certificates, how to get them.
What the buyer is looking for
Within the framework of this project, the implementation of an Action for the systematic enhancement of the financial literacy of Primary and Secondary Education students, as well as the active involvement of teachers, Education Advisors and parents in the development of responsible financial µ knowledge, skills and attitudes will be funded. In particular, the programme aims to enable students to understand basic economic and financial concepts, manage their available resources responsibly, plan needs and costs, evaluate alternatives and make informed decisions in their daily lives. At the same time, it seeks to enhance their ability to recognise risks related to digital transactions, misleading advertising, over-indebtedness, financial fraud and other precarious practices. The program also seeks to empower teachers with appropriate educational material, knowledge and methodological…
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… tools for the effective teaching of financial literacy. Education Consultants will support training / information, pedagogical guidance and the dissemination of good practices, while parents will be encouraged to contribute to the cultivation of healthy economic habits in the family environment. Through the collaboration of the school community and the family, the program seeks to shape responsible, critically thinking and financially informed citizens, who will be able to respond to the demands of everyday life and the challenges of an ever-changing economic and digital environment. The programme is developed in two interrelated axes: on the one hand, the production of evidence-based knowledge through a targeted study and, on the other hand, based on the results of the relevant study, the design and implementation of educational actions for students, teachers, Education Advisors and parents. The implementation of the programme will be pilot and regenerative. The educational tools and actions will be used in schools of different grades and types, will be evaluated in terms of their effectiveness, usability and pedagogical suitability and will be reviewed on the basis of the resulting data. In this way, the study and the educational interventions will not function as independent activities, but as part of a single cycle of investigation, design, implementation, evaluation and improvement. The program includes studies, actions and tools. At the end of the program, the evaluation of the effectiveness of the pilot interventions and the formulation of the proposals for the gradual expansion of the program will be carried out. The programme includes horizontal actions concerning the information, dissemination and publicity of the project. The duration of the contract shall be thirty-six (36) months from its signature. The duration of the contract may be extended if the decision to include the projects in the LRA is amended. Subdivision of the subject-matter of the contract into lots (in accordance with Article 59 of Law 4412/2016) is not possible, as the deliverables of the contract are deemed to be interrelated and interdependent. The total budget of the project – estimated value of the contract is €3 225 806.45 excluding VAT, i.e. €4 000 000.00 including 24% VAT. The services provided are classified under the following codes of the Common Procurement Vocabulary (CPV): 71241000-9: Feasibility studies, consultancy services, analysis services 72212190-7: Educational software development services 72262000-9: Software development services 72000000-5: Information technology services: consultancy, software development, Internet and support 80000000-4: Education and training services 80533100-0: Service
Contract
Type of service
Clement What the numbers say about this buyer
- 0% of this buyer's awards went to companies that had already won here before (15 awards since 2023, spread over 14 companies). That is well below the sector norm (58%) — this buyer switches suppliers more often than others.n = 15 awards since 2023
- In this sector the buyer awards roughly every 2 months (6 awards, most recently September 2026) — the next award is due around November 2026 by that rhythm. The last award went to PLANET A.E. ΑΝΩΝΥΜΗ ΕΤΑΙΡΕΙΑ ΠΑΡΟΧΗΣ ΣΥΜΒΟΥΛΕΥΤΙΚΩΝ ΥΠΗΡΕΣΙΩΝ.n = 6
- 18% of the bids received came from other countries (7 procedures with a bid mix) — all bidders, not just the winners. Sector: 34%.n = 7
- The median procedure drew 2 bids (15 procedures with a bid count); 47% ended with a single bidder. Sector: median 1 bid.n = 15
- 7% of awards went to companies from abroad (15 awards with a known winner country). Sector average: 2%.n = 15
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.
What you must prove — eligibility criteria
Οι οικονομικοί φορείς που συμμετέχουν στη διαδικασία σύναψης της παρούσας σύμβασης απαιτείται να ασκούν δραστηριότητα συναφή με το αντικείμενο της σύμβασης. Οι οικονομικοί φορείς που είναι εγκατεστημένοι σε κράτος μέλος της Ευρωπαϊκής Ένωσης απαιτείται να είνα… read in fullcollapse
Όσον αφορά την οικονομική και χρηματοοικονομική επάρκεια για την παρούσα διαδικασία σύναψης σύμβασης, οι οικονομικοί φορείς που συμμετέχουν στη διαδικασία σύναψης της παρούσας απαιτείται να έχουν: μέσο γενικό ετήσιο κύκλο εργασιών για τις τρεις (3) τελευταίες … read in fullcollapse
Οι οικονομικοί φορείς ή σε περίπτωση ένωσης/κοινοπραξίας εταιρειών σωρευτικά τα μέλη της ένωσης/κοινοπραξίας που συμμετέχουν στη διαδικασία σύναψης της παρούσας απαιτείται να διαθέτουν την κατάλληλα τεκμηριωμένη και αποδεδειγμένη επαγγελματική ικανότητα στην υ… read in fullcollapse
Επαγγελματική Ικανότητα – Ομάδα Έργου Οι οικονομικοί φορείς που συμμετέχουν στη διαδικασία σύναψης της παρούσας απαιτείται να διαθέτουν ομάδα έργου με στελέχη επαρκή σε πλήθος και δεξιότητες για την αποτελεσματική εκτέλεση της παρούσας σύμβασης η οποία να αποτ… read in fullcollapse
Tender documents — direct download
Who has won at this buyer so far
Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.
| Company | Awards | Period |
|---|---|---|
| ΜΟΤΙΒΟ ΕΚΔΟΤΙΚΗ ΑΕ | 1 | 2025 |
| NOVA INFORMATION AND COMMUNICATION TECHNOLOGIES ΑΕ (NOVA ICT AE) | 1 | 2026 |
| ΟΡΓΑΝΙΣΜΟΣ ΤΗΛΕΠΙΚΟΙΝΩΝΙΩΝ ΤΗΣ ΕΛΛΑΔΑΣ | 1 | 2025 |
| VODAFONE ΠΑΝΑΦΟΝ ΑΝΩΝΥΜΗ ΕΛΛΗΝΙΚΗ ΕΤΑΙΡΙΑ ΤΗΛΕΠΙΚΟΙΝΩΝΙΩΝ | 1 | 2025 |
| ΤΣΟΜΩΚΟΣ ΔΗΜΟΣΙΕΣ ΣΧΕΣΕΙΣ ΑΕ | 1 | 2023 |
How often this buyer tenders this kind of work
Tactics
When this buyer has awarded in this sector, there was usually a single bid in the end. A solid bid has a real chance here. (Based on 6 completed awards — not a statement about this procedure.)
This procedure allows 35 days between publication and deadline — typical in this country is 34 (median of 2,398 procedures). A normal window for this market.
The deadline falls on a Monday — your last full working day is the Friday before. Have evidence and guarantees together by Thursday.
Foreign bidders
In Greece · IT services, 313 contracts went to foreign companies over the last 3 years (of 21,906 recorded awards) — mostly from Italy, Cyprus, Luxembourg.
Submission language: Greek.
How to bid
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