Grant and servicing of long-term credit in the amount of PLN 15,115,164.32
Udzielenie i obsługa kredytu długoterminowego w kwocie 15 115 164,32 zł
Poland · Trzcianka · how to bid here →
Your path to submission
- Deadline: 30 October at 12:00 — 26 days left.
- The submission point is stated in the notice (link on the right).
- Offer and evidence in: POL.
- Collect your evidence — the eligibility requirements are listed above; for many of them the analysis explains how to obtain them.
Clement What the numbers say about this buyer
- In this sector the buyer awards roughly every 3 months (7 awards, most recently November 2025) — by that rhythm the next award was due around January 2026. The last award went to Bank Gospodarstwa Krajowego.n = 7
- 37% of this buyer's awards went to companies that had already won here before (191 awards since 2015, spread over 110 companies). 63% went to new names.n = 191 awards since 2015
- The median procedure drew just one bid (23 procedures with a bid count); 74% ended with a single bidder. Sector: median 2 bids.n = 23
- 1% of awards went to companies from abroad (191 awards with a known winner country). Sector average: 1%.n = 191
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 04/10/2026.
Foreign bidders
In Poland · Financial & insurance services, 82 contracts went to foreign companies over the last 3 years (of 16,117 recorded awards) — mostly from France, Germany, Luxembourg.
Submission language: POL.
Typical field: median 2 (from 3,005 awards).
What the buyer is looking for
1. The subject of the contract is the granting and servicing of a long-term loan: 1) The purpose of the loan: financing of the planned budget deficit and repayment of previously incurred liabilities on loans up to the amount of PLN 15 115 164.32. 2) Type of credit: long-term. 3) Currency: PLN. 4) Planned loan period: from the date of signing the agreement until 30.11.2040. 5) The loan will be launched in the form of a transfer to the Borrower's bank account at Bank Pekao SA No 62 1240 3741 1111 0000 4456 5312. 6) Launching the loan on the basis of written instructions (one or more than one) submitted by the Ordering Party in the period from the signing of the contract to 15.12.2026 (the final date for launching the loan is 23.12.2026). The deadline required by the Ordering Party for placing the loan at the Ordering Party's disposal is up to 5 working days from the date of submitting the application for payment.
Selection criteria — in the procurement documents
The buyer states in the notice that the selection criteria are in the procurement documents (link on the right), not in the EU form. The document analysis below extracts them from there — bid and evidence in Polish.
Contract
Who has won here before
| Company | Awards | Period |
|---|---|---|
| Grupa Jaworski sp. z o.o. | 11 | 2021–2026 |
| Kombud sp. z o .o. | 9 | 2021–2026 |
| REM_BUD Henryk Grzymski | 7 | 2022–2024 |
| FHU Cezary Kuberski | 5 | 2022–2026 |
| Viabud sp. z o.o. sp. k. | 5 | 2023–2026 |
How often this buyer tenders this
Who knows the rhythm prepares instead of reacting.
How to bid
Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.