PROVISION OF A LONG-TERM BANK CREDIT UP TO 5,000,000.00 PLN FOR THE PURPOSE OF REPAYING CREDIT OBLIGATIONS DUE IN 2026 IN THE AMOUNT OF 1,600,000.00 PLN AND COVERING THE BUDGET DEFICIT IN THE AMOUNT OF 3,400,000.00 PLN

… 2032 – 11 instalments of PLN 41 500.00 and 1 instalment of PLN 43 500.00; 3) year 2033 – 11 instalments of PLN 16,500.00 and 1 instalment of PLN 18,500.00; 4) year 2034 – 11 instalments of PLN 16,500.00 and 1 instalment of PLN 18,500.00; 5) year 2035 – 11 instalments of PLN 16,500.00 and 1 instalment of PLN 18,500.00; 6) year 2036 - 11 installments of PLN 133,000.00 and 1 installment of PLN 137,000.00; 7) year 2037 - 11 installments of PLN 133,000.00 and 1 installment of PLN 137,000.00; 8) year 2038 - 11 installments of PLN 16,500.00 and 1 installment of PLN 18,500.00. 9. Interest will be repaid on a monthly basis, only on the amount of the loan actually started. 10. For the calculation of interest, the actual number of days in individual months and a year equal to 365 days are taken. 11. The interest rate change will be made quarterly on the first working day of each quarter based on the WIBOR 3M rate in force on the last working day of each quarter preceding the accounting period, plus the bank's margin. 12. The loan will be made available to the contracting authority up to 2 working days from the date of signing the contract in a maximum of two tranches until 31 December 2026, with the first tranche being released by 30 November 2026. 13. The loan will not be charged with fees other than those listed in the FTZ. 14. The borrower will have the right to not use the full amount of the loan and the right to early repayment of the loan at no additional cost. 15. The Ordering Party does not provide for bank fees and commissions on the loan granted. 16. Bank accounts are not subject to enforcement attachments. 17. The municipality has no outstanding liabilities in the banks. 18. There was no resolution programme in the Municipality within the meaning of the Public Finance Act. 19. In the Municipality, no debt collection actions initiated at the request of banks were carried out through a court bailiff. 20. The Ordering Party does not have obligations for the purchase of receivables, forfaiting, factoring, eFinancing, leasing. 21. The Ordering Party did not provide guarantees and guarantees to other entities. 22. The loan will be secured by an In blanco promissory note together with a promissory note declaration, unless the Contractor withdraws from securing the loan. The Treasurer of the Municipality will submit a countersignature on the promissory note and the promissory note declaration. 23. The Employer requires employment on the basis of an employment relationship by the Contractor or Subcontractor of persons performing the following activities during the performance of the contract: a person acting as a bank advisor responsible for contacts and relations with the contracting authority. 24. During the performance of the contract, the Ordering Party is entitled to perform control activities towards the Contractor regarding compliance by the Contractor or Subcontractor with the requirement of employment on the basis of the employment relationship of persons performing the activities indicated in point 23. 25. In particular, the contracting authority is entitled to: - request declarations and documents confirming compliance with the above-mentioned requirements and assessing them, - request clarifications in the event of doubts regarding confirmation of compliance with the above-mentioned requirements, - carry out on-the-spot checks on the performance of the service. 26. In the event of reasonable doubts as to compliance with labour law by the Contractor