Friedrich & ClementBETA

Grant and servicing of long-term credit in the amount of PLN 3,900,000.00 intended for the repayment of previously incurred liabilities

„Udzielenie i obsługa kredytu długoterminowego w kwocie 3 900.000,00 zł przeznaczeniem na spłatę wcześniej zaciągniętych zobowiązań ”

Poland · Zakliczyn · how to bid here →

Your path to submission

  1. Deadline: 26 October at 10:00 — 22 days left.
  2. The submission point is stated in the notice (link on the right).
  3. Offer and evidence in: POL.
  4. Collect your evidence — use the eligibility analysis above: it lists the requirements and, for known certificates, how to get them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

Clement What the numbers say about this buyer

  • In this sector the buyer awards roughly every 12 months (4 awards, most recently December 2025) — the next award is due around December 2026 by that rhythm. The last award went to Lider konsorcjum: BANK SPÓŁDZIELCZY W BRZEŹNICY Członek konsorcjum: BANK SPÓŁDZIELCZY W DĄBROWIE TARNOWSKIEJ.n = 4
  • 49% of this buyer's awards went to companies that had already won here before (138 awards since 2021, spread over 68 companies). That is well above the sector norm (30%) — newcomers have a harder time here than elsewhere.n = 138 awards since 2021
  • The median procedure drew 3 bids (14 procedures with a bid count); 21% ended with a single bidder. Sector: median 2 bids.n = 14
  • Across 3 procedures with structured selection criteria, this buyer most often required: References: services (3 of 3), Equipment, plant and technical facilities (1 of 3), Special authorisation or membership required (1 of 3).n = 3
  • 1% of awards went to companies from abroad (138 awards with a known winner country). Sector average: 1%.n = 138

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 04/10/2026.

Clement
References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Foreign bidders

In Poland · Financial & insurance services, 82 contracts went to foreign companies over the last 3 years (of 16,117 recorded awards) — mostly from France, Germany, Luxembourg.

Submission language: POL.

Typical field: median 3 (from 3 awards).

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

What the buyer is looking for

1.The subject of the contract is ‘Provision and servicing of a long-term loan in the amount of PLN 3,900,000.00 intended for repayment of previously incurred liabilities’. 2.The Contractor will grant the Contracting Authority a loan in Polish currency in 2026 in the amount of up to PLN 3,900,000.00 (in words: three million nine hundred thousand zlotys) under the conditions specified in the contract. The Ordering Party will allocate funds from the loan to repay the previously incurred liability for the loan in the amount of PLN 3,900,000.00. 3.A detailed description of the subject-matter of the contract is contained in the tender specifications (Annex 8 to the tender specifications), as well as certificates and appointments, information on the debt of the Municipality of Zakliczyn and the guarantees and guarantees granted, a descriptive report on the implementation of the budget for 2025,…

Show full description

… information on municipal property for 2025, an opinion of the RIO on the possibility of repaying the loan, which will be attached to the tender documents on the date of receipt from the issuing authority, which are annexes to these tender specifications, hereinafter referred to as ‘the tender specifications’ (Annexes 3 to 6 to the tender specifications).

Machine translation (EU eTranslation) — official wording via the PDF link.

What you must prove — eligibility criteria

›
References: services
Warunek ten zostanie spełniony, jeżeli Wykonawca wykaże, że posiada aktualne zezwolenie na prowadzenie działalności bankowej, a także realizacji usług objętych przedmiotem zamówienia zgodnie z przepisami ustawy z dnia 29.08.1997 r. Prawo bankowe (Dz. U. z 2026… ▸▾
Warunek ten zostanie spełniony, jeżeli Wykonawca wykaże, że posiada aktualne zezwolenie na prowadzenie działalności bankowej, a także realizacji usług objętych przedmiotem zamówienia zgodnie z przepisami ustawy z dnia 29.08.1997 r. Prawo bankowe (Dz. U. z 2026 r. poz. 38 z późn. zmian.), a w przypadku określonym w art. 178 ust. 1 ustawy Prawo bankowe inny dokument potwierdzający rozpoczęcie działalności przed dniem wejścia w życie ustawy.
Requirement texts are quoted in the notice's original language — the official wording is binding.

Contract

BuyerGmina Zakliczyn
TypeServices
Estimated valuevalue not published
Published24 September 2026
CategoryFinancial & insurance services · CPV 66113000

Who has won here before

CompanyAwardsPeriod
BUD-DRÓG Usługi Budowy i Modernizacji Dróg Łagosz Spółka Jawna82021–2025
Firma Transportowo - Usługowa ,,FTU” Magdalena Jakubas62021–2025
PROJEKTMP Sp. z o.o., Laskówka Chorąska, ul. Centralna 148, 33-200 Dąbrowa Tarnowska62022–2025
Mel-Dróg Łukasz Nosek52023–2026
Firma Handlowa LIPIŃSKI S.C. M. Lipiński, K. Tytko-Lipińska52022–2026
From 18.0M documented awards · regular winners know this buyer's requirements — that is your competition.

How often this buyer tenders this

20211
20243
20253
20263

Who knows the rhythm prepares instead of reacting.

·
days until the deadline — Monday 26 October at 10:00

How to bid

Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.

Read the full notice — Original + documents
Goes directly to this tender on TED — Tenders Electronic Daily. The full specification and all annexes are there.

Tender documents — direct download

Specifications and annexes hosted by the buyer — usually accessible without registration.
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