Friedrich & ClementBETA

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Voluntary health insurance for employees

Töötajate vabatahtlik tervisekindlustus — original title

EEEstonia · TallinnBELOW THRESHOLD — NOT ON TED

Your path to submission

  1. Deadline: 21 October at 11:00 — 2 days left.
  2. You submit on Riigihangete register — not here and not by e-mail. ↗
  3. Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

What the buyer is looking for

The object of the public procurement is the employer's voluntary supplementary health insurance service for the employees of Elering AS as a provider of vital services under the conditions provided for in the framework contract and these technical specifications. / Grounds for exclusion and selection criteria: See the tender specifications

Machine translation (EU eTranslation) — official wording via the PDF link.

Contract

TypeServices
Estimated value€240,000
Published5 Oct 2026
Procedureoth-single

Type of service

66 · Financial & insurance services
CPV 66512210

Clement What the numbers say about this buyer

  • 16% of the bids received came from other countries (139 procedures with a bid mix) — all bidders, not just the winners. Sector: 35%.n = 139
  • The median procedure drew 4 bids (153 procedures with a bid count); 22% ended with a single bidder. Sector: median 2 bids.n = 153
  • 27% of this buyer's awards went to companies that had already won here before (234 awards since 2017, spread over 81 companies). 73% went to new names.n = 234 awards since 2017
  • 43% of awards went to companies from abroad (234 awards with a known winner country). Sector average: 29%.n = 234
  • 95% of the bids received came from small and medium-sized enterprises (139 procedures with a bid mix). Sector: 80%.n = 139

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 18/10/2026.

Clement
In comparable contracts in this sector nationwide (92 with a known bid count), usually only 2 offers came in — a solid bid has real chances.
References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Who has won at this buyer so far

Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.

CompanyAwardsPeriod
SRINI OÜ92024–2026
AS Connecto Infra82025–2026
Enersense Aktsiaselts72025–2026
AS Connecto Eesti62024–2025
aktsiaselts Proekspert62024–2026
From the recorded awards · regular winners know this buyer's requirements — that is your competition.

How often this buyer tenders this kind of work

1
2024
5
2025
3
2026
9 procedures in this category since 2019. Public procurement repeats itself — those who know the rhythm prepare instead of reacting.
·
Deadline — Wednesday 21 October at 11:00

Tactics

When contracts were awarded in this country and sector, usually only one or two bids came in. A solid bid has a real chance here. (Based on 92 completed awards — not a statement about this procedure.)

This procedure allows 16 days between publication and deadline — typical in this country is 30 (median of 691 procedures). Much tighter than usual: the first week counts.

Foreign bidders

In Estonia, 787 contracts went to foreign companies over the last 3 years (of 18,371 recorded awards) — mostly from Finland, Germany, Poland.

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

How to bid

Read the full notice — Original + documents
Goes directly to this tender on Riigihangete register. The full specification and all annexes are there.
Put together the evidence
Certificates, references and your price — as set out in the notice.
Submit via Riigihangete register before the deadline
Electronic submission — allow time for the portal registration the first time.
To the procurement portal →
We pull data from millions of notices. If the link here does not work, report it — we will find the right one.

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