LONG-TERM CREDIT
KREDYT DŁUGOTERMINOWY
Poland · Mszana · how to bid here →
Your path to submission
- Deadline: 9 October at 09:00 — 3 days left.
- You submit on eZamówienia — not here and not by e-mail. ↗ Submission via eZamówienia: account required; above the EU threshold a qualified signature, nationally the 'trusted signature' often suffices — check the wording. Sort out account and signature first — not on submission day.
- Collect your evidence — the eligibility requirements are listed above; for many of them the analysis explains how to obtain them.
Clement What the numbers say about this buyer
- 25% of this buyer's awards went to companies that had already won here before (84 awards since 2018, spread over 52 companies). 75% went to new names.n = 84 awards since 2018
- 10% of awards went to companies from abroad (84 awards with a known winner country). Sector average: 1%.n = 84
- The median procedure drew 2 bids (10 procedures with a bid count); 20% ended with a single bidder. Sector: median 2 bids.n = 10
From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 04/10/2026.
Foreign bidders
In Poland · Financial & insurance services, 83 contracts went to foreign companies over the last 3 years (of 16,141 recorded awards) — mostly from France, Germany, Italy.
Typical field: median 2 (from 3,005 awards).
What the buyer is looking for
The scope of the subject of the contract includes: Taking out a long-term loan in the amount of PLN 3,000,000.00 to finance: – the planned deficit of the Municipality’s budget in 2026 – PLN 1,626,033.08, – repayment of previously incurred liabilities arising from the issue of securities and loans and credits – PLN 1,373,966.92. The loan together with the interest due will be repaid from the income of the Commune of Mszana. 3) A detailed description of the subject of the contract, a description of the requirements of the Ordering Party in terms of implementation and significant contractual provisions is set out in the following annexes to the ToR: - Guidelines for calculating the offer price (Annex 5 to the ToR), - Relevant provisions of the agreement (Annex 6 to the ToR), - Loan repayment schedule (Annex 7 to the ToR). All requirements specified in the documents indicated above are…
Show full description
… minimum requirements, and their fulfillment is mandatory. Failure to meet the above-mentioned minimum requirements will result in the rejection of the tender as inconsistent with the terms of the contract pursuant to Art. 1 point 5 of the Public Procurement Act
Contract
Who has won here before
| Company | Awards | Period |
|---|---|---|
| FIRMA HANDLOWO - USŁUGOWA DAWID GASIDŁO | 6 | 2022–2024 |
| Miecz Net Karol Labe | 5 | 2022–2025 |
| DROGRÓD sp. z o.o. sp. k. | 4 | 2021 |
| ATEX-INSTAL SP. Z O. O. | 2 | 2023–2024 |
| PKO BP S.A. | 2 | 2024 |
How often this buyer tenders this
Who knows the rhythm prepares instead of reacting.
How to bid
Guide: how to apply on e-Zamówienia (Polen) → Registration, signature, fees — from the operator's bidder manual.