How to bid in this country: portals, deadlines, thresholds →

Acquisition of insurance

Vakuutusten hankinta — original title

FIFinland · PORIBELOW THRESHOLD — NOT ON TED

Your path to submission

Deadline: 18 November at 14:00 — 17 days left.
You submit on Hilma — not here and not by e-mail. ↗
Collect your evidence — the eligibility requirements are listed on this page; for many of them the analysis explains how to obtain them.

Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

What the buyer is looking for

The summary in English is being prepared. The official description below is in the original language (FI).

Show original description (FI)

Vakuutusten hankinta Vakuutusten hankinta,

Contract

BuyerSuomen Ilmailuopisto Oy

TypeServices

Estimated valuenot published — common for below-threshold procedures

Published19 Oct 2026

ProcedureOpen procedure

Type of service

66 · Financial & insurance services

CPV 66000000

Clement What the numbers say about this buyer

24% of this buyer's awards went to companies that had already won here before (22 awards since 2018, spread over 8 companies). 76% went to new names.n = 22 awards since 2018
The median procedure drew 2 bids (18 procedures with a bid count); 39% ended with a single bidder. Sector: median 3 bids.n = 18
14% of awards went to companies from abroad (22 awards with a known winner country). Sector average: 2%.n = 22

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 01/11/2026.

Clement

References and certificates from your home country count fully across the EU — that is what European procurement law is for.

The Russia sanctions declaration (Art. 5k) comes with nearly every procedure — a formality, but missing it means exclusion.

Who has won at this buyer so far

Across all contract types of this buyer — not just this sector. A city buys software and fire engines through the same purchasing office.

Company	Awards	Period
Pohjola Vakuutus Oy (1458359-3)//Pohjola Vakuutus Oy · HELSINGFORS	2	2021
Costruzioni Aeronautiche Tecnam S.p.A.	2	2025
Reikko Oy	2	2024
Aii Corporation Oy	2	2024
SELEX OY	2	2025

From the recorded awards · regular winners know this buyer's requirements — that is your competition.

How often this buyer tenders this kind of work

2021

2026

3 procedures in this category since 2019. Public procurement repeats itself — those who know the rhythm prepare instead of reacting.

Deadline — Wednesday 18 November at 14:00

Tactics

When contracts were awarded in this country and sector, usually about 3 bids came in. A normal field for this market. (Based on 677 completed awards — not a statement about this procedure.)

This procedure allows 30 days between publication and deadline — typical in this country is 32 (median of 1,471 procedures). A normal window for this market.

The rules of the market →

Foreign bidders

In Finland · Financial & insurance services, 8 contracts went to foreign companies over the last 3 years (of 742 recorded awards).

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

How to bid

Read the full notice — Original + documents

Goes directly to this tender on Hilma. The full specification and all annexes are there.

Put together the evidence

Certificates, references and your price — as set out in the notice.

Submit via Hilma before the deadline

Electronic submission — allow time for the portal registration the first time.

To the procurement portal →

We pull data from millions of notices. If the link here does not work, report it — we will find the right one.

Don't miss the next one

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