HRVATSKI ZAVOD ZA MIROVINSKO OSIGURANJE

Clement What the numbers say about this buyer

• The median procedure drew just one bid (141 procedures with a bid count); 55% ended with a single bidder. Country: median 7 bids.n = 141
• 60% of this buyer's awards went to companies that had already won here before (703 awards since 2017, spread over 214 companies). That is well below the national norm (80%) — this buyer switches suppliers more often than others.n = 703 awards since 2017
• The award came in at a median 121% of the estimated value (400 awards with both estimate and value) — pricing at the estimate is usually too low here. Country: 97%.n = 400
• Across 6 procedures with structured selection criteria, this buyer most often required: Trade register enrolment (6 of 6), References: services (3 of 6), References: supplies (3 of 6), Quality control by institutes (3 of 6).n = 6
• 1% of the bids received came from other countries (78 procedures with a bid mix) — all bidders, not just the winners. Country: 4%.n = 78
• 2% of awards went to companies from abroad (703 awards with a known winner country). National average: 1%.n = 703
• 71% of the bids received came from small and medium-sized enterprises (78 procedures with a bid mix). Country: 64%.n = 78

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 04/10/2026.