Friedrich & ClementBETA

Banking services - payment of pension benefits to beneficiaries abroad for the purposes of the CPIA

Bankarske usluge - isplata mirovinskih primanja korisnicima u inozemstvo za potrebe HZMO-a

Croatia · Zagreb · how to bid here →

Your path to submission

  1. Deadline: 20 October at 11:00 — 16 days left.
  2. The submission point is stated in the notice (link on the right).
  3. Offer and evidence in: HRV.
  4. Collect your evidence — use the eligibility analysis above: it lists the requirements and, for known certificates, how to get them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

Clement What the numbers say about this buyer

  • In this sector the buyer awards roughly every 5 months (6 awards, most recently July 2026) — the next award is due around December 2026 by that rhythm. The last award went to CROATIA osiguranje d.d..n = 6
  • 71% of the bids received came from small and medium-sized enterprises (78 procedures with a bid mix). Sector: 9%.n = 78
  • The award came in at a median 121% of the estimated value (400 awards with both estimate and value) — pricing at the estimate is usually too low here. Sector: 82%.n = 400
  • 60% of this buyer's awards went to companies that had already won here before (703 awards since 2017, spread over 214 companies). That is well below the sector norm (78%) — this buyer switches suppliers more often than others.n = 703 awards since 2017
  • The median procedure drew just one bid (141 procedures with a bid count); 55% ended with a single bidder. Sector: median 2 bids.n = 141

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 04/10/2026.

Clement
When comparable contracts were last awarded here, usually just a single offer was on the table — a solid bid has real chances.
References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Foreign bidders

In Croatia · Financial & insurance services, 2 contracts went to foreign companies over the last 3 years (of 424 recorded awards).

Submission language: HRV.

Typical field: median 1 (from 6 awards).

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

What the buyer is looking for

The subject of the procurement is banking services - payment of pension benefits to beneficiaries abroad for the purposes of the CPIA in accordance with the detailed description in the technical specification of this procurement document. · The subject of the procurement are banking services - payment of pension benefits to beneficiaries abroad for the purposes of the CPIA in accordance with the detailed description in the technical specifications of this procurement document.

Machine translation (EU eTranslation) — official wording via the PDF link.

What you must prove — eligibility criteria

›
Trade register enrolment
Detalji opisani u dokumentaciji o nabavi
›
Other economic requirement
Detalji opisani u dokumentaciji o nabavi
›
References: services
Detalji opisani u dokumentaciji o nabavi
›
Security/guarantee required
Requirement texts are quoted in the notice's original language — the official wording is binding.

Contract

BuyerHRVATSKI ZAVOD ZA MIROVINSKO OSIGURANJE
TypeServices
Estimated value1.350.000 €
Published2 October 2026
CategoryFinancial & insurance services · CPV 66115000

Who has won here before

CompanyAwardsPeriod
KING ICT d.o.o.412018–2025
DOMUS GRUPA D.O.O.212020–2026
Comping d.o.o.192018–2026
IN2 d.o.o.182018–2024
MEĐIMURJE-PLIN d.o.o. ČAKOVEC162021
From 18.0M documented awards · regular winners know this buyer's requirements — that is your competition.

How often this buyer tenders this

20243
20255
20264

Who knows the rhythm prepares instead of reacting.

·
days until the deadline — Tuesday 20 October at 11:00

How to bid

Read the full notice — Original + documents
Goes directly to this tender on TED — Tenders Electronic Daily. The full specification and all annexes are there.

Tender documents — direct download

Specifications and annexes hosted by the buyer — usually accessible without registration.
Friedrich finds tenders like this for you — every morning at 7:30, each one checked by Claude (Anthropic) for fit, and he learns from your feedback what your company really does.
Register now →
Banking services - payment of pension benefits to beneficiaries abroad — Friedrich & Clement