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Friedrich & ClementBETA

Kemijarven kaupunki - Vakuutusturvan hankinta

Finland · Kemijärvi · how to bid here

Your path to submission

  1. Deadline: 30 September at 11:00 — 11 days left.
  2. You submit on Hilma — not here and not by e-mail.
  3. Offer and evidence in: FIN.
  4. Collect your evidence — the eligibility requirements are listed above; for many of them the analysis explains how to obtain them.
Compiled automatically from notice and documents — no guarantee; the procedure's wording is binding.

Clement What the numbers say about this buyer

  • The median procedure drew just one bid (9 procedures with a bid count); 56% ended with a single bidder. Sector: median 3 bids.n = 9
  • 0% of this buyer's awards went to companies that had already won here before (17 awards since 2018, spread over 10 companies). 100% went to new names.n = 17 awards since 2018
  • Not one of the 17 awards with a known winner country has gone to a foreign company so far. Sector average: 2%.n = 17

From this buyer's documented awards; comparison values from the same sector and country. Not a forecast, not legal advice. As of 13/09/2026.

Clement
References and certificates from your home country count fully across the EU — that is what European procurement law is for.

Foreign bidders

In Finland · Financial & insurance services, 8 contracts went to foreign companies over the last 3 years (of 719 recorded awards).

Typical field: median 3 (from 646 awards).

Measured from linked award data; foreign winners bidding through a local subsidiary count as domestic — the true share is higher.

What the buyer is looking for

The summary in English is being prepared. The official description below is in the original language (DE).

Show original description (DE)

Kemijarven kaupunki - Vakuutusturvan hankinta Kemijarven kaupunki (myöhemmin myös Tilaaja) pyytää tarjouksia vakuutusturvasta ja siihen liittyvistä palveluista tämän tarjouspyynnön ja sen liitteiden mukaisesti. Kaupungin vakuutusturva ja sen laajuus on kuvattu tarjouspyynnön liitteissä. Ensimmäinen vakuutuskausi: 1.1.2027-31.12.2027, paitsi työtapaturma- ja ammattitautivakuutukset 1.4.2027 alkaen). Tämän jälkeen vakuutuskausi on kalenterivuosi. Hankintayksiköllä on oikeus vakuutuskausien aikana kilpailuttaa vakuutukset uudelleen ja siirtää vakuutukset kilpailutuksen voittajalle. Vakuutukset ovat voimassa toistaiseksi voimassa olevana vuoden kerrallaan.,

Description as published (DE).

Selection criteria — in the procurement documents

The buyer states in the notice that the selection criteria are in the procurement documents (link on the right), not in the EU form. The document analysis below extracts them from there — bid and evidence in Finnish.

Contract

BuyerKemijärven kaupunki
TypeServices
Estimated valuevalue not published
Published30 August 2026
CategoryFinancial & insurance services · CPV 66000000

Who has won here before

CompanyAwardsPeriod
Avoline Oy (0974661-8)//Onemed Oy · HELSINGFORS12020
CultiXcell A/S12020
Helen Oy12023
Kemijärven kaupunki12026
Kemijärven Taksikeskus Oy12023
From 13.7M documented awards · regular winners know this buyer's requirements — that is your competition.
·
days until the deadlineWednesday 30 September at 11:00

How to bid

Read the full noticeOriginal + documents
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